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So I only have one question (right now, at least)... I got a 17.24% according to my card agreement. Did I get the best rate?
And if so, does that mean I won't get a free EX Fico score??
My BCP is 15.24% so 17.24% is not their lowest APR. Not sure if 15.24% is the lowest either.
Oh, and congratz! I love my BCP! Enjoy all the cash back!
: ) thank you, really worked hard to get my score good enough. This card has been on my wishlist for the longest time.
I looked on their website under 'terms, conditions, & disclosures" and it said
0.0% introductory APR for the first
12 months.
After that, your APR will be 17.24, 20.24 or 22.24%, based
on your creditworthiness as determined at the time of account opening. This APR
will vary with the market based on the Prime Rate.
I wonder if your rate is not offered anymore as a starting rate??
@irving_magik wrote:: ) thank you, really worked hard to get my score good enough. This card has been on my wishlist for the longest time.
I looked on their website under 'terms, conditions, & disclosures" and it said
0.0% introductory APR for the first
12 months.
After that, your APR will be 17.24, 20.24 or 22.24%, based
on your creditworthiness as determined at the time of account opening. This APR
will vary with the market based on the Prime Rate.
I wonder if your rate is not offered anymore as a starting rate??
I only pc'd to the BCP from the HHonors in April so I'm not sure. I wish I had done it sooner or even had it from the beginning because of love the cash back!
Hmmmm, I guess I'll have to wait and see if I get a letter with my Fico score or not.
@irving_magik wrote:So I only have one question (right now, at least)... I got a 17.24% according to my card agreement. Did I get the best rate?
And if so, does that mean I won't get a free EX Fico score??
Congrats on your BCP approval! Got mine last week and loving it! You may have received the best rate AMEX was offering at the time you applied.
@SpiceIslander wrote:
@irving_magik wrote:So I only have one question (right now, at least)... I got a 17.24% according to my card agreement. Did I get the best rate?
And if so, does that mean I won't get a free EX Fico score??
Congrats on your BCP approval! Got mine last week and loving it! You may have received the best rate AMEX was offering at the time you applied.
Thank you!!! I finally used the card this morning at Starbucks..... and this might sound lame, but I got a really weird sense of accomplishment when I paid using my very first AMEX.... hahahaha..... I know, weird.
Congrats
@irving_magik wrote:Hmmmm, I guess I'll have to wait and see if I get a letter with my Fico score or not.
Usually, the letter comes a day or so before the card if you don't get their best rates.