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Just got the Discover extra 4% cash back email offer!

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markbeiser
Established Contributor

Just got the Discover extra 4% cash back email offer!

I thought it was just another scam at first, but it turns out it is legit!
This is the first non BT offer I've ever gotten from Discover in the 11 years I've had the card.

diso4.jpg

Back to gardening until Late February 2026.
Current FICO8:
Message 1 of 13
12 REPLIES 12
dlister70
Frequent Contributor

Re: Just got the Discover extra 4% cash back emial offer!

That's a pretty nice offer!  5% on everything, and 9% on groceries and Walmart.  

 

They sent me an extra 2% one time, but I've not seen 4% before.  Lucky you!




Message 2 of 13
Kforce
Senior Contributor

Re: Just got the Discover extra 4% cash back emial offer!

Daughter got a nice offer also.

Different category

Extra 6% --  Restaurant  / Cap  $1000

 

discover_6.png

Message 3 of 13
markbeiser
Established Contributor

Re: Just got the Discover extra 4% cash back emial offer!


@Kforce wrote:

Daughter got a nice offer also.

Different category

Extra 6% --  Restaurant  / Cap  $1000

 

 


Nice!
I'm glad I didn't get that one though, as I spend $0 at restaurants most months, on about a 6 month streek now.🤣

Back to gardening until Late February 2026.
Current FICO8:
Message 4 of 13
markbeiser
Established Contributor

Re: Just got the Discover extra 4% cash back emial offer!


@dlister70 wrote:

That's a pretty nice offer!  5% on everything, and 9% on groceries and Walmart.  

 

They sent me an extra 2% one time, but I've not seen 4% before.  Lucky you!


Great timing too, as I'm running most of my daily spending through it for the next couple of months to see if I can get them to finally give me a CLI.

Back to gardening until Late February 2026.
Current FICO8:
Message 5 of 13
Kforce
Senior Contributor

Re: Just got the Discover extra 4% cash back emial offer!


@markbeiser wrote:

@Kforce wrote:

Daughter got a nice offer also.

Different category

Extra 6% --  Restaurant  / Cap  $1000

 


Nice!
I'm glad I didn't get that one though, as I spend $0 at restaurants most months, on about a 6 month streek now.🤣


I am like you but my daughter is young and eat's out enough to make good use of this offer.

Think this is the first nice offer, and her card is ~6 years old.

 

Message 6 of 13
ptatohed
Senior Contributor

Re: Just got the Discover extra 4% cash back emial offer!

Ok, I'm officially jealy.  Congrats guys.  

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 7 of 13
xenon3030
Valued Contributor

Re: Just got the Discover extra 4% cash back emial offer!

Congrats to your "emial" offer Smiley Happy. If you receive other types of offers, please inform us Smiley Happy


Fico8: EX~EQ~TU~840 (12 month goal~850).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclays View.
Message 8 of 13
Xanthos472
Regular Contributor

Re: Just got the Discover extra 4% cash back emial offer!


@Kforce wrote:

Daughter got a nice offer also.

Different category

Extra 6% --  Restaurant  / Cap  $1000

 

discover_6.png


Got this one too.

Cap 1 QS #1 2.5K Cap 1 QS#2 5K | Citi DC 15410 Citi SYW 9K | Synch 2% 10K | Disco IT 19.3K | Disco Miles 12.6K | CFF 2.4K CSP 8K| Amex BCE 6K EDP 6.2K Schwab 3K | Citizen's 1.8% 12.2K | Wells Cashwise #1 17.45K #2 1K | USBank Cash+ 21K | Fidelity 20K | Truist Spectrum #1 7.5K Spectrum #2 4.5K Bright 5K | PNC Cash #1 3K Cash #2 3K Points #1 600 Points#2 600 | BECU Cash 23.4K Low Rate 10.5K | BoA Premium Rewards 44.9K Travel Rewards 50K | FNBO Evergreen 20K | SAFE CU Cashback + 10K | Huntington Voice 7150 | Keybank Latitude 8K |
BECU CLOC 15K
~BIZ Credit~ Amex BBP 9.6K BBC 10.2K Biz Plat NPSL x2 Biz Gold NPSL x2 | USBank Biz Cash 10K | Citizen's ED Points Biz 7K | FNBO Biz Evergreen 13.7K | BoA Biz Unlimited #1 7.5K |BoA Biz Unlimited #2 50K | BoA Biz CCR #1 7K | BoA Biz CCR #2 22K | CIC 9K | INK Premier 80K/16K Flex | CIU#1 11K CIU #2 5K |
~formerly known as Xatos~
Message 9 of 13
CreditAggie
Community Leader
Super Contributor

Re: Just got the Discover extra 4% cash back email offer!

I got the extra 6% back on Restaurants offer! I was using Custom Cash for dining to start the quarter but I'll take 7%!

 

Thanks Disco!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 13
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