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I figured what the heck, I don't have anything to lose. Bam, instant $500 increase/approval! I do have a long history with Capital one, about 15 years now. Had one paid charge off with them about 8 years ago, and currently have 2 open accounts with them. Never been late on my most recent card, had it about 18 months now. $500 limit to open, $750 after 3 months, and I was denied cli after trying through the chat feature. So, I am pretty happy.
On a side note, my mother has had her cap one for over a year, $1500 limit to start, pushed to $2500 after 3 months. She just hit the love button and was denied. Her scores are in the high 700's, mine are in the high 600's. She received a letter stating that she has "too much activity on her card". What the hell? She has about 40% utilization and always makes big payments. My utilization is about 90% and I just make the minimum payments.
Go figure..............
@shasta wrote:I figured what the heck, I don't have anything to lose. Bam, instant $500 increase/approval! I do have a long history with Capital one, about 15 years now. Had one paid charge off with them about 8 years ago, and currently have 2 open accounts with them. Never been late on my most recent card, had it about 18 months now. $500 limit to open, $750 after 3 months, and I was denied cli after trying through the chat feature. So, I am pretty happy.
On a side note, my mother has had her cap one for over a year, $1500 limit to start, pushed to $2500 after 3 months. She just hit the love button and was denied. Her scores are in the high 700's, mine are in the high 600's. She received a letter stating that she has "too much activity on her card". What the hell? She has about 40% utilization and always makes big payments. My utilization is about 90% and I just make the minimum payments.
Go figure..............
Congrats so the luv button is working now
Have seen results the last 4 days
I know this thread is a couple months old, but I was hoping someone could tell me what th e"luv" button is on these credit cards. I've tried the traditional way to get an increase through Cap. 1 and was denied. Could you tell me how you've recieved your increases?
MoreRewards, Thanks! I found it and was approved for $500 increases on both of my accounts. I wonder now if I could've done that sooner had I known.