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Just joined DCU!!!!!!

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Ron1
Super Contributor

Just joined DCU!!!!!!

I just joined DCU online. They sent me an email to fax a copy of DL and paycheck stub. How long will I hear from them? Will I get a free EQ score? I read from other thread and they pull chexsystem and EQ for opening membership. I didn't apply for any credit card.

 

 

Ron.

Message 1 of 344
343 REPLIES 343
myjourney
Super Contributor

Re: Just joined DCU!!!!!!


@Ron1 wrote:

I just joined DCU online. They sent me an email to fax a copy of DL and paycheck stub. How long will I hear from them? Will I get a free EQ score? I read from other thread and they pull chexsystem and EQ for opening membership. I didn't apply for any credit card.

 

 

Ron.


Congrats nice

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 344
Ron1
Super Contributor

Re: Just joined DCU!!!!!!


@myjourney wrote:

@Ron1 wrote:

I just joined DCU online. They sent me an email to fax a copy of DL and paycheck stub. How long will I hear from them? Will I get a free EQ score? I read from other thread and they pull chexsystem and EQ for opening membership. I didn't apply for any credit card.

 

 

Ron.


Congrats nice


Thanks!!!! Now, I'm waiting for them to process the application. It shouldn't have any problem.

 

 

Ron.

Message 3 of 344
09Lexie
Moderator Emerita

Re: Just joined DCU!!!!!!

Yes they pull eq and run checksystems. You will luv DCU!
Message 4 of 344
Ron1
Super Contributor

Re: Just joined DCU!!!!!!


@09Lexie wrote:
Yes they pull eq and run checksystems. You will luv DCU!

Are they better than Penfed? I joined because they offer free EQ score. Smiley Happy I didn't look at their credit cards when I joined.

 

 

Ron.

Message 5 of 344
boomhower
Valued Contributor

Re: Just joined DCU!!!!!!


@Ron1 wrote:

@09Lexie wrote:
Yes they pull eq and run checksystems. You will luv DCU!

Are they better than Penfed? I joined because they offer free EQ score. Smiley Happy I didn't look at their credit cards when I joined.

 

 

Ron.


Depends on what your looking for.  Penfed has much better rewards than DCU.  DCU is much more lenient on credit requirements.  Niether is better, just different. 

Message 6 of 344
Ron1
Super Contributor

Re: Just joined DCU!!!!!!


@boomhower wrote:

@Ron1 wrote:

@09Lexie wrote:
Yes they pull eq and run checksystems. You will luv DCU!

Are they better than Penfed? I joined because they offer free EQ score. Smiley Happy I didn't look at their credit cards when I joined.

 

 

Ron.


Depends on what your looking for.  Penfed has much better rewards than DCU.  DCU is much more lenient on credit requirements.  Niether is better, just different. 


I agree with you. Penfed has better rewards than DCU.  Penfed has lower rate than DCU. What about customer service and other online services?

 

 

Ron.

Message 7 of 344
MazdaSpeed
Contributor

Re: Just joined DCU!!!!!!

congrats, if you setup direct deposit and maybe paperless statements, I forgot the requirements but I know their is 2 or 3 and once you meet them you get a free eq fico score the last Friday of every month
fico 747
Message 8 of 344
Ron1
Super Contributor

Re: Just joined DCU!!!!!!


@MazdaSpeed wrote:
congrats, if you setup direct deposit and maybe paperless statements, I forgot the requirements but I know their is 2 or 3 and once you meet them you get a free eq fico score the last Friday of every month

Thanks for the info!!!! Smiley Happy i might signup paperless satement. I am not sure about direct deposit. My boss doesn't like direct deposit. I might have to apply for the credit card later. It might be after six months. 

 

 

Ron.

Message 9 of 344
09Lexie
Moderator Emerita

Re: Just joined DCU!!!!!!

Message 10 of 344
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