@Aim_High wrote:Thanks for the link, @NoMoreE46.
The problem with this and other websites that try to match cards to consumers is that picking the best cards is more complicated than most of these websites make it. For one example, most consumers carry at least two or three cards; My Fico'ers may carry a dozen or more. This website tries to pick (ONE) card for you that covers everything. Another problem is what assumptions are made about credits against the AF. The AMEX Gold card came up tops for me in quick scan. I have that card, but I'm likely to close it because of my non-use of the credits. Howeve, when I click on "see the math" they are assuming someone will fully use the $240 in food delivery credits. Also, far down my list is the Bank of America Premium Rewards card which shows the base earnings for it. However, I'm Platinum Honors status in Preferred Rewards so my payout is much higher. And once you get into the various perks, coming up with an accurate valuation can be a personal decision that is difficult to quantify.
So IMO, these types of websites can be somewhat helpful to the casual card user who doesn't want to do their own research and calculations, but the end results are sometimes unrefined.
I just input my estimated spending amounts into this site and found that you can drill down deep into the assumptions about the usage of credits by clicking on the "More (Optional)" sections. If you are willing to scroll through the whole list and zero out the benefits that have no value to you, you can fine tune the results.
Overall, the tool seems to be good for pointing out cards that may not have drawn your attention before. Then, it's up to you to figure out why the card was recommended and whether or not it deserves your consideration.
@NoHardLimits wrote:
@Aim_High wrote:Thanks for the link, @NoMoreE46.
The problem with this and other websites that try to match cards to consumers is that picking the best cards is more complicated than most of these websites make it. For one example, most consumers carry at least two or three cards; My Fico'ers may carry a dozen or more. This website tries to pick (ONE) card for you that covers everything. Another problem is what assumptions are made about credits against the AF. The AMEX Gold card came up tops for me in quick scan. I have that card, but I'm likely to close it because of my non-use of the credits. Howeve, when I click on "see the math" they are assuming someone will fully use the $240 in food delivery credits. Also, far down my list is the Bank of America Premium Rewards card which shows the base earnings for it. However, I'm Platinum Honors status in Preferred Rewards so my payout is much higher. And once you get into the various perks, coming up with an accurate valuation can be a personal decision that is difficult to quantify.
So IMO, these types of websites can be somewhat helpful to the casual card user who doesn't want to do their own research and calculations, but the end results are sometimes unrefined.
I just input my estimated spending amounts into this site and found that you can drill down deep into the assumptions about the usage of credits by clicking on the "More (Optional)" sections. If you are willing to scroll through the whole list and zero out the benefits that have no value to you, you can fine tune the results.
Overall, the tool seems to be good for pointing out cards that may not have drawn your attention before. Then, it's up to you to figure out why the card was recommended and whether or not it deserves your consideration.
Good stuff, thank you for the DP!
@NoMoreE46: yes please, since Remedios had approved posting the name of the credit card info provider/website, if you please list the name, that would be great, since currently there is no info available at the present time to be able to take a look, etc.? Thanks! 
