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I just saw my scores EQ Fico is 704, TU Fico is 714, and FAKO EX is 700. Do these score really matter when you have such a thin file and only one year of credit history?
Congrats...
It still matters. Congrats. Just keep your cards paid down and don't go into debt and your average ag of accounts will grow further solidifying your good credit. The key is to develop and practice good long term habits. You are well on the way...Good goin'.
Congrats! They do matter! Just focus on the future w/ those cards and grow them, and before long, honestly scores will go up as long as util stays low and AAoA increases. I'm in the same boat as you... pretty low AAoA, so it's a lot of planning now.
@CarlosC88 wrote:I just saw my scores EQ Fico is 704, TU Fico is 714, and FAKO EX is 700. Do these score really matter when you have such a thin file and only one year of credit history?
Good for you!!! 700 is awesome!
@CarlosC88 wrote:I just saw my scores EQ Fico is 704, TU Fico is 714, and FAKO EX is 700. Do these score really matter when you have such a thin file and only one year of credit history?
As everyone has said, keep your balances low and establish good payment habits, and soon the credit card offers will be drowning your mailbox!!!
You've gotta be stoked right now! Good job!!
You'd be amazed at how fast thin files get fatter. Time flies, don't ya know...keep a good payment pattern, ya'll be golden!!
Congratulations to you for a job well done.
Uborrow-Upay
Congrats! I'll be getting up there sooner or later.