...they offered 0% for 6 months or 5% off the refrigerator I was buying. I opted for the 5%. This card really did nothing for me until now. The catch was the purchase had to be over $400. Since then, I received a mailer where the limit now seems to be $299 or 0% financing for one year (not sure if this is just for new cardholders). Now I don't feel this card it worthless anymore!
Secondly, I requested a CLI on the site a few months ago and was denied for not enough usage. I requested one after I paid for the fridge and bam, $1500 to $3000. It's not much (GEMB's never liked me), but it's something!
Edited to add: I just looked on the site and the financing is 18 months but the "offer" ends today, 5/2, so not sure if ANY of the above holds true anymore, or just a portion.
Starting Score: 648
My understanding is that the 5% off for all purchases (no minimum purchase required!) is a permanent feature of the card. And, it applies to both new and existing accounts. 
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Starting Score: 500
@tinuviel wrote:My understanding is that the 5% off for all purchases (no minimum purchase required!) is a permanent feature of the card. And, it applies to both new and existing accounts.
That would be great! It's hard to tell from their site: http://www.lowes.com/cd_Credit+Card+Accounts+from+Lowes_781778798_&cm_cr=/
It seems that way though...at least for now! This will be the only reason I keep this card open! Thanks, tinuviel!