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Just woke up from a nap, where I got my CSP

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highfrogs
Established Member

Re: Just woke up from a nap, where I got my CSP


@myjourney wrote:

Go back to sleep maybe you'll get a large limit too..

Nite nite Smiley LOL


lol, just last week I had a dream, which I can't remember, but my girlfriend did inform me that when she was waking me up I was babbling about how my cat is counting all of his credit cards and that he has so many. 

In My Wallet: Duck Card 10000, Beaver Card 5000, Paypal Smart Connect 1600, Barclay Card 1500, DiscoverIT 1500, Citi Thank You Preferred 1200, Care Credit 1200, Victoria's Secret Store 750, Citi AT&T Savings & Rewards 600, Express 250, Brylane Home 250
FICO Scores: TransUnion 690 (01/14), Experian 686 (11/13) and Equifax 695 (01/14)
Goal: 750+
Want: Citi Dividend, Chase Freedom, Amex Blue Cash Everyday, US Bank Cash +
Message 11 of 16
Darrell82
Established Contributor

Re: Just woke up from a nap, where I got my CSP


@highfrogs wrote:

@myjourney wrote:

Go back to sleep maybe you'll get a large limit too..

Nite nite Smiley LOL


lol, just last week I had a dream, which I can't remember, but my girlfriend did inform me that when she was waking me up I was babbling about how my cat is counting all of his credit cards and that he has so many. 


LOL now that is a crazy dream. Cats with credit woot




Message 12 of 16
DavidZeng
Regular Contributor

Re: Just woke up from a nap, where I got my CSP


@pennsylvanian wrote:

FWIW, I just opened the envelope with my CSP in it...I had my Slate with a 500$ limit when I applied for it, was given a $1200 limit on a Freedom on the same day, and was approved without recon for 5K on my CSP, but had to wait 2 days...It might be worth a shot. My AAoA is approximately 4 months and my oldest TL is only 1 year and three months... 


Thank you for your info, when my SPG report to CB, due to the back date reason, I think it will have over 1 year age, can it be considered a TL over 1 year? I need my true FICO scores to be generated. And The reason I need a CSP is become I will travel a lot with other's money in the very near future. It can generate tons of UR points,Smiley Sad

Message 13 of 16
pennsylvanian
Established Member

Re: Just woke up from a nap, where I got my CSP

I'm not positive, but I believe the backdated account will count as 1 year of history if it obviously, with backdated year and actual month, is greater than 1 year from today. I'm personally quite excited about my CSP; the 1 to 1 point transfers will save me a ton of money. I honestly didn't think  I'd get approved; 18 INQ and 11 of my 13 cards were between August and December...But, sometimes, you get lucky I suppose.

 

Current Cards (Desperately need a photo signature but lack the skills to make one):
BankAmericard Privileges Cash Rewards (11.5k, 08/13), Chase Sapphire Preferred (5.5K, 1/3/14), Capital One VentureOne (3K, 1/2/14), Paypal Extras MC (2.5k, 08/13), Discover it (2k, 03/13), Walmart Discover (2k, 8/16/13), Huntington Voice (1.5K, 1/2/14), Citi Diamond Preferred (1.5k, 11/13), Chase Freedom (1.2K, 1/1/14), Capital One QuickSilver (1k, 9/12), Best Buy (.75K, 2/5/14), Amazon Store Card (.75K, 2/7/14), ToysRUs Private Label (0.6k, 2/14), Sams Club Private Label (0.7k, 4/14), JCPenney (0.6k, 3/14) , BarclayCard Rewards MC (.5k, 07/13), Target Red Card (0.5K, 1/28/14), Kohls Charge (0.3k, 12/13)
Message 14 of 16
09Lexie
Moderator Emerita

Re: Just woke up from a nap, where I got my CSP


@DavidZeng wrote:

@pennsylvanian wrote:

FWIW, I just opened the envelope with my CSP in it...I had my Slate with a 500$ limit when I applied for it, was given a $1200 limit on a Freedom on the same day, and was approved without recon for 5K on my CSP, but had to wait 2 days...It might be worth a shot. My AAoA is approximately 4 months and my oldest TL is only 1 year and three months... 


Thank you for your info, when my SPG report to CB, due to the back date reason, I think it will have over 1 year age, can it be considered a TL over 1 year? I need my true FICO scores to be generated. And The reason I need a CSP is become I will travel a lot with other's money in the very near future. It can generate tons of UR points,Smiley Sad


Yes, as long as your app doesn't need a recon for approval.  A CA reviewing your cr, will see the reported since as 01/14. 

Message 15 of 16
DavidZeng
Regular Contributor

Re: Just woke up from a nap, where I got my CSP


@09Lexie wrote:

@DavidZeng wrote:

@pennsylvanian wrote:

FWIW, I just opened the envelope with my CSP in it...I had my Slate with a 500$ limit when I applied for it, was given a $1200 limit on a Freedom on the same day, and was approved without recon for 5K on my CSP, but had to wait 2 days...It might be worth a shot. My AAoA is approximately 4 months and my oldest TL is only 1 year and three months... 


Thank you for your info, when my SPG report to CB, due to the back date reason, I think it will have over 1 year age, can it be considered a TL over 1 year? I need my true FICO scores to be generated. And The reason I need a CSP is become I will travel a lot with other's money in the very near future. It can generate tons of UR points,Smiley Sad


Yes, as long as your app doesn't need a recon for approval.  A CA reviewing your cr, will see the reported since as 01/14. 


Thank you so much Lexie! Smiley Tongue

Message 16 of 16
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