Just woke up from a nap, where I got my CSP

DavidZeng · ‎01-10-2014

I think I had some Ficonesia Any idea when I will have some solid change to get it?

Anonymous · ‎01-10-2014

Despite what you might read here, if and when you do get your CSP, it really won't change your life very much. Or even at all!

enharu · ‎01-10-2014

@Anonymous wrote:
Despite what you might read here, if and when you do get your CSP, it really won't change your life very much. Or even at all!

+1.

Applies to every single credit card. It's just a credit card...........

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

eagle2013 · ‎01-10-2014

Why are you waiting? You have a premier AMEX revolver - you'd be highly likely to get a CSP, definitley on manual review if for some reason you were declined.

eagle2013 · ‎01-10-2014

Ok, I just saw how very recent your apps are and the lower limit on the Freedom. Definitley wait on it. I have the CSP - it's cool but as the rest say it is just a card. If not for the sign up bonus I probably would have passed given the AF.

indiolatino61 · ‎01-10-2014

@eagle2013 wrote:
Ok, I just saw how very recent your apps are and the lower limit on the Freedom. Definitley wait on it. I have the CSP - it's cool but as the rest say it is just a card. If not for the sign up bonus I probably would have passed given the AF.

Yes...if it wasn't for the 40K bonus I would have probably not bothered, at least not for a while....

jamesdwi · ‎01-10-2014

You need to garden for 6 months, try to get your AMEX revolver over 5k, and wait at least 3 months, and you may have a chance, Chase likes to see some history with a card with a 5+k limit. A freedom card with a $600 CL is not a good sign, time to garden.

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k

myjourney · ‎01-10-2014

Go back to sleep maybe you'll get a large limit too..

Nite nite

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

pennsylvanian · ‎01-10-2014

FWIW, I just opened the envelope with my CSP in it...I had my Slate with a 500$ limit when I applied for it, was given a $1200 limit on a Freedom on the same day, and was approved without recon for 5K on my CSP, but had to wait 2 days...It might be worth a shot. My AAoA is approximately 4 months and my oldest TL is only 1 year and three months...

Current Cards (Desperately need a photo signature but lack the skills to make one):
BankAmericard Privileges Cash Rewards (11.5k, 08/13), Chase Sapphire Preferred (5.5K, 1/3/14), Capital One VentureOne (3K, 1/2/14), Paypal Extras MC (2.5k, 08/13), Discover it (2k, 03/13), Walmart Discover (2k, 8/16/13), Huntington Voice (1.5K, 1/2/14), Citi Diamond Preferred (1.5k, 11/13), Chase Freedom (1.2K, 1/1/14), Capital One QuickSilver (1k, 9/12), Best Buy (.75K, 2/5/14), Amazon Store Card (.75K, 2/7/14), ToysRUs Private Label (0.6k, 2/14), Sams Club Private Label (0.7k, 4/14), JCPenney (0.6k, 3/14) , BarclayCard Rewards MC (.5k, 07/13), Target Red Card (0.5K, 1/28/14), Kohls Charge (0.3k, 12/13)

FinStar · ‎01-10-2014

@myjourney wrote:
Go back to sleep maybe you'll get a large limit too..
Nite nite

LMAO... good one myjourney!