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no, the highest one was $500 ... kay is my highest limit so far
Good luck - both with the card, and Oct 5 - let us know how it turns out - on both accounts!!
One card I got in january this year and the other in june this year. I have never been late on either and have them both at low util. crossing my fingers for a decent limit!
thanks guys!
good luck!!! let us know the outcome...
When I got mine in 2009, I had three starter cards, two with a CL of $300 and the other with a CL of $500. I can't remember my income at that time but I know it was under $25,000, probably around $20,000. I don't know what my credit scores were at that time - I know they were bad and there is a good chance they were under or around 600. I was very suprised to get a CL of around $3000 with Kay. And they did an auto CLI which what I consider very little card use.
If you are going to Kay anytime soon, please keep us updated on your results.
@kimmiller112 wrote:When I got mine in 2009, I had three starter cards, two with a CL of $300 and the other with a CL of $500. I can't remember my income at that time but I know it was under $25,000, probably around $20,000. I don't know what my credit scores were at that time - I know they were bad and there is a good chance they were under or around 600. I was very suprised to get a CL of around $3000 with Kay. And they did an auto CLI which what I consider very little card use.
If you are going to Kay anytime soon, please keep us updated on your results.
thats every detail I was looking for, score current card limits, and income. I am going to Kay this month. As soon as EQ removes my final judgment and my CCs update to $30 balance and $0 I plan to apply. I will let you guys know what the outcome is!
Thanks again
Kay's was very nice to me. I had a BK in '08 and 4 current open tradelines that are current and PIF every moth, and Kay's gave me 5100 cl. I do make 54k and i think that helps alot, along with being 4 years current on ALL bills. IMO you shouldnt have no problem getting a decent limit with them. Good luck and keep us informed.
well my judgment came off EQ today, only 5 points lol but once my CC payments reflect it'll bring my util down to 6% from 96%. myfico sim has this bringing my score to the 660-700 range. so cross your fingers and as soon as they hit Im headed up to kays.
Very nervous though, as this is the first credit app where I wasnt gauranteed approval (my other CCs are only because one is secured and I was an employee of my best card issuer, unsecured rewards, otherwise I wouldve been declined) So im a little scared to hear a declined after 2 years of work, but keep crossing those fingers and i should have an update in a couple weeks!
Thanks guys!
Well, my CC util updated (only one card so far) and I got my SW alert so... I couldnt wait for the other to update, last night I went into the store and found the perfect ring. I hate applying for credit and was so nervous waiting for the decision, as this is the first credit app Ive put in, where I wasnt gauranteed approval, in a long long time.
Came back approved for 0% down, 0% for 12 months and a CL of 4100
Thanks for all of your help, I'll be waiting until april to see where my score is and try to add some prime cards! thanks guys!