Kay Jewelers Data Points

[alexl22]

Ok so it was a little bit ago so my data points are not going to be completly accurate. I was approved for the card nov 2014, probably with a score between 630-660, no clue what it was back then. I was initaly approved with a SL of 5.1k. At the very least I had 2 badides, CO and CA unpaid for CO, possibly others. I had around a year and a half positive payment history. I just applied, nothing in my cart online. I bought a necklace for my GF for Xmas, then a tennis bracelt for VD. Had it paid off by July 2015 and recieved a uninitiated CLI from 5.1k to 7.6k in October. Thats all I got.

[Chris0321]

Thats good to know, the information i had came from a thread on here about Kay CLIs so thats why i said it. I have applied for CLI on site and always denied.

[Anonymous]

Very good to know. I had a collections account removed from my reports this morning. 3 baddies total now. Hopefully they will approve me for the 3k I need!

[Anonymous]

Keep the data coming people. This is making me feel much much better lol

[Anonymous]

well this isn't a site to pamper yourself lol but if you want it go for it. i wouldn't worry as much as you're worrying.

[Anonymous]

Update: I just left Kay's and applied for their card today. Only approved for 1650. Looking at other financing options now!

[Anonymous]

I had 16 inqs on my equifax report which they pulled. 3 negative accounts and 1600 was my highest limit at time of approval so they upped my highest limit by 50 bucks. Lol

[Anonymous]

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@Anonymous wrote:
I had 16 inqs on my equifax report which they pulled. 3 negative accounts and 1600 was my highest limit at time of approval so they upped my highest limit by 50 bucks. Lol

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Slow down bud

[Anonymous]

Lol I'm done now! Got the discover secured, BCE, and Kay. I'm officially in the garden for mortgage within the next two years.