Kay credit Card question

[william23]

I recently applied for a credit card with Kay Jewelers and I got approved, now I like a ring at Jareds what are the chances of me getting approval for that one I head you can get shared credit lines or something like that is that true?!

[MarineVietVet]

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@william23 wrote:

I recently applied for a credit card with Kay Jewelers and I got approved, now I like a ring at Jareds what are the chances of me getting approval for that one I head you can get shared credit lines or something like that is that true?!

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If I had any idea what you mean by this I would be glad to try and help. 

Can you please explain?

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[william23]

Well isn't Jared and Kay jewelers like same companies or something like that? I hear people that got approved for Kays credit card were also approved for Jareds with only one inquiry and they shared the credit lines?? I got the card like 2 weeks ago but I like a ring better a jareds  Does that make sense?! 

[william23]

Thanks  for your help 

[MarineVietVet]

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@william23 wrote:

Well isn't Jared and Kay jewelers like same companies or something like that? I hear people that got approved for Kays credit card were also approved for Jareds with only one inquiry and they shared the credit lines?? I got the card like 2 weeks ago but I like a ring better a jareds  Does that make sense?! 

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Ah now I see.

But I have no idea if what you ask is possible.

LOL. I said I would try to help. I'm sorry I couldn't. I'm sure there are many here who can answer you though.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[william23]

hahaha hopefully someone knows  

[laz98]

i know what you are talking about, but i don't know if they still do that or not.  we don't have a jared's here so i never looked into it.

[kysin2014]

My wife has both a Jared and a Kay Jeweler credit card and she has a shared credit line between them both.  The credit bureaus report the shared credit line as each of the cards which is better anyway.  I would definitely apply for the Jared credit card if you already have the Kay Jeweler card wish to purchase at Jared's.

[william23]

Yay! someone knows! Should I call customer service first? I can't afford another inquiry have 6 already. only 3 recent. 

[laz98]

i would call.  i don't know for sure, but i think that you can just use your kay card at jareds?  not sure.