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Keeping limits high

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Community Leader
Senior Contributor

Re: Keeping limits high

I see nothing wrong with three major cards with 15k limits. You have redundancy, and you're backed up when you encounter a charge that's larger than usual.

 

It's possible that your backup cards might not be the best rewards fit for a transaction. But that's OK. The main idea is to be able to expeditiously pay the merchant.

 

Being a backup for large purchases might be where a high-limit Discover or BCE would fit in. One reason they work well as backups is the fact that they're tolerant of unused limits.

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