No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@mxp114 wrote:What info do they get from a soft? Never knew the difference.
Softs shows general information that COULD generate an approval - address, date of birth, number of trade lines, utilization distribution, and whether there are negatives or not. However, it won't show specific limits, specific negatives on one's report, etc. Just a basic idea.
Hards show everything.
No baddies on my report.
I would think it could be possible for the hard pull to show up in a day or two.
@KIPPIE12 wrote:I would think it could be possible for the hard pull to show up in a day or two.
Depends on what they pulled.
EX and EQ are instant. TU usually has a weird delay. My bank doesn't use them primarily, so I don't have much hands on experience with them.
Hi, Did a hard pull for Key Bank ever show up?
I was looking at all my credit reporst and nope ho hard pull from Key Bank. That is weird cause once I got my card they had my experian Fico of 729 and other stuff stating what was hurting my credit score. I think they all state what's hurting your credit score though.
I just applied for the card and it didn't get instantly approved. I will hear it within 7 to 10 business days. It showed up immediately on my Experian as hard inquiry. Don't worry about it. I wanted the card anyway.
Ron.
The only place i have seen Key Bank is in portland maine.
@CS800 wrote:The only place i have seen Key Bank is in portland maine.
They're prominent here in central Indiana.
Ron1,
I wouldn't worry about it cause I think Key is backed by Elan Financial Services cause I got the same message. I think they have to forward your application to Elan Financial Services to get approved. 2 weeks after my application I got an alert from Experian about a new account added to my report. I checked it and it was Elan Financial Services with a limit of 7000.00 and a week after that I had my card in the mail. So I would expect the same for you. Elan is very generous with their starting credit lines. After 6 months I will be asking for double my credit line. We'll see what happens By the way are they still offering 0% APR on purchases and BT for 6 months? Cause that's what I got.