Kohl's CLI!!

[Crazy8s]

Ok, so it's a little thing. BUT I'M SO EXCITED.

Was disappointed the other day when Macy's told me it would be a hard pull on EX for CLI. (There's a thread on this board re soft vs hard pulls; it looked like Macy's should have been a soft, but I know everyone's MMV)

Had app'd for Kohl's back in Oct 2011 in the store and got a teeny $400 CL.

Took a chance today and called Kohl's.

NO credit pull at all - the CSR said he couldn't pull credit at all. Just needed to verify address and gross income.

CLI'd to $2K!!

Only have Macy's, Kohl's and a Slate. (And a boatload of baddies I'm working on getting off).

Thanks to this community; I never would have tried without the info and success stories I read about here.

[Anonymous]

The only problem with Kohl's is the quality of their products.  I have a 1k limit on my Kohl's card, but never shop there anymore.

[Crazy8s]

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@Anonymous wrote:

The only problem with Kohl's is the quality of their products.  I have a 1k limit on my Kohl's card, but never shop there anymore.

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Agreed, for the most part. But actually, they're not too bad for household items like sheets, towels, everyday dishes, and simple decorative things like candles,etc. They also have a great selection of major sports teams' apparel. It's nice to get those things at 30% off when they have the coupons.

For my re-building efforts, though, I'll take the higher CL - I hope it will help when I'm better positioned to app for major CCs down the road.

[RyVision]

I'm shocked!

I just called Kohls after having their card (under Chase to start) since Jan 2009 and asked about a CLI.  They asked the same, Annual GI, Verification and she assured me no HP.  Finally went from 300CL to 1000CL.  And while under Cap 1 no less!  

This is the first time they've ever told me it would NOT be a HP.

I had logged in to see if the account had changed (I haven't used it since feb) and thought I'd better make sure it wasn't closed (I got a mailer last week though I think).  I had to re-register the account to some degree.

It's now official, my BoA Constrictor Gold "Mini500" (now 1-2-3) is now my lowest CL, even after 4.5 years with it.

[Anonymous]

Just FYI, I have had a Kohl's card since 2009 with a $600 limit that has never had a CLI so I just saw this thread and decided to call to try it out on mine. They said they would ask gross income then would pull credit. I asked if it would be a soft or hard pull and was told very clearly it would be a hard pull, NOT a soft. Sounds like its hit or miss and may depend on who you talk to. My account is a "MVC" account and pretty much always has been, rarely carry a balance, $0 at time of call. I naturally declined the hard pull 

[Anonymous]

Have had a $500 CL since day 1 (been years, don't recall how many exactly). Finally called for a CLI the other day. $500 CLI to $1000 w/no hard pull. Better than a pointy stick in the eye, I suppose.

[cracksmeup]

I've had the card since October. Too early to ask for a CLI?

[Repo-ed]

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@cracksmeup wrote:
I've had the card since October. Too early to ask for a CLI?

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Nope. Give them a call.

[RyVision]

I can confirm that so far, the CSR was correct about not checking credit for the CLI I mentioned above.  So far, no pull on any of my 3 CRs.

She did say they weren't allowed to pull a CR when I asked (which shocked me as well).  That the CLI was just kind of pre-approved for the request.

It has not reported the new CL to any of the CBs yet however, I expected it to on the usual statement date. It may be because I haven't used it.

[CS800]

Congrats OP !!

I was debating whether I should get their card. I shop there frequently and I like their shirts. Prices are good too.

Then I was told the Gap card would be good since I could use it at Old Navy too. hmm