Kohl's - Capital One's Credit Card Agreement

[pipeguy]

This is an interesting read if you are into the internal workings of lender credit servicing. I assume that something similar (a bit more complex) will be issued for the HSBC - Capital One deal. It's long and boring, but to me it's interesting.

http://www.paymentlawadvisor.com/files/2011/09/Kohls-Capital-One-PLCC.pdf

I'm amazed sometimes as to what one can find on the net.

[Anonymous]

What I would really like to read are the schedules that would be attached to this agreement. Any chance you have seen those?

[LilloEsquilo]

I guess this means Kohl's customers can be secure in the knowledge they won't get a CLI for at least 7 years.

[Hammer23]

Not true... I got a CLI (from $400 to $1000) from CAPONE/KOHLS in November. It was a HP on XPN

[pipeguy]

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@Anonymous wrote:

What I would really like to read are the schedules that would be attached to this agreement. Any chance you have seen those?

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This is the only part I've found so far, I too would like to see the schedules.

[Anonymous]

Thanks, I'll keep hunting. maybe one of us will come across them.

[MarineVietVet]

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[Mike360]

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@LilloEsquilo wrote:

I guess this means Kohl's customers can be secure in the knowledge they won't get a CLI for at least 7 years.

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Do you have experience with store cards that are backed by Cap One and not giving credit limit increases? I and many others have had no problems with Kohls or Best Buy both now CapOne and getting good increases.