Large Christmas Purchases- Do or Don't?

[GApeachy]

---

@AverageJoesCredit wrote:
I just got AA from reading myFico

---

Hmmmmmmm, no come back here.  Meenie.....but that's funny anyway.

  Just wait; I'll get'cha back

[longtimelurker]

---

@AverageJoesCredit wrote:
I just got AA from reading myFico

---

I'm sure issuers would be interested in a way of reliably identifying those that visit certain forums, those dedicated to MS and churning for example.    "Even if you haven't done anything yet, your interest in these topics suggests you are a risk....."

Mmmm, give $10K to a forum admin and.....

[Anonymous]

---

@longtimelurker wrote:

---

@AverageJoesCredit wrote:
I just got AA from reading myFico

---

I'm sure issuers would be interested in a way of reliably identifying those that visit certain forums, those dedicated to MS and churning for example.    "Even if you haven't done anything yet, your interest in these topics suggests you are a risk....."

Mmmm, give $10K to a forum admin and.....

---

Do issuers read this forum?

[Anonymous]

---

@Anonymous wrote:

---

@longtimelurker wrote:

---

@AverageJoesCredit wrote:
I just got AA from reading myFico

---

I'm sure issuers would be interested in a way of reliably identifying those that visit certain forums, those dedicated to MS and churning for example.    "Even if you haven't done anything yet, your interest in these topics suggests you are a risk....."

Mmmm, give $10K to a forum admin and.....

---

Do issuers read this forum?

---

I would be totally shocked if they don't. This place is a wealth of info. They can see what we clamor for, what loopholes we have found, what we dislike, which lenders we hold in high esteem, etc. I guarantee you that AMEX almost 100% knows that people who ask for exactly 3X their credit limit at 61 days found this out online, for example. 

[Anonymous]

I’m sure that MyFICO is a place they go. I am sure they are more worried about FT and churner forums than the souls over at MyFICO who want big SLs and optimized spending.

[longtimelurker]

---

@Anonymous wrote:
I’m sure that MyFICO is a place they go. I am sure they are more worried about FT and churner forums than the souls over at MyFICO who want big SLs and optimized spending.

---

Right, those were the ones I would think they want to target.

[GApeachy]

  

delete, delete, edit, edit, delete, delete....lol!

Check out my siggy