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Large charge which card is best?

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Anonymous
Not applicable

Re: Large charge which card is best?

@NumberJohnny5 lol at glad u didnt ask for tips huh ... too funny ... want u to be active but then run us away huh. .. i kno ..thx for everyone who provided great insight ... im waiting for the dealer to call me like hey .. we haven't got payment yet from ur insurance lol ...
Message 11 of 19
RonM21
Valued Contributor

Re: Large charge which card is best?

Discover has never given me a problem when requesting them to update. By the way, I'd personally lean towards them.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 12 of 19
Anonymous
Not applicable

Re: Large charge which card is best?

Thx!
Message 13 of 19
SunriseEarth
Moderator Emeritus

Re: Large charge which card is best?

As a general reminder, let's keep feedback in line with our FSR standards on the Forums.   I should also note that some members have a very matter-of-fact way of presenting information and don't have bad intentions.   I like to assume the best, when possible--it saves me from aggravation!  --SE



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 14 of 19
SunriseEarth
Moderator Emeritus

Re: Large charge which card is best?


@Anonymous wrote:
Thx for ur comments, I poll here cuz most people already have it dwn to a science, whereas I don't. Yes, I plan to immediately payoff but in the event it takes a few days to post my payment and statement jus happens to cut, I didnt want to look bad for the next 30days on paper. Thanks again ... never understood why people get a lil snooty n rude with comments, prob be best to just not respond at all.

I think there was a valid point, however; we don't know what value you can personally get out of MR/UR points.   The people that use points systems seem to love them, but it does require some knowledge about transfer partners.   I personally only deal with cash back, because I rarely travel and likely wouldn't get better use from a points system.

 

 



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 15 of 19
elim
Senior Contributor

Re: Large charge which card is best?

Just a suggestion... You could grab a hotel card and churn n burn.

 

GL    :]

Message 16 of 19
Anonymous
Not applicable

Re: Large charge which card is best?

True @elim jus have so many cards already ...
Message 17 of 19
Anonymous
Not applicable

Re: Large charge which card is best?

Discover and Amex add up quick!  It just depends on what you want. 

Message 18 of 19
Anonymous
Not applicable

Re: Large charge which card is best?

Good luck with whatever you decide to do!

Message 19 of 19
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