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While at my CU inquiring about a auto/motorcycle loan my CSR asked me about my credit cards, what I had, what interest rates etc etc. Since they were pulling my credit report for the motorcycle loan I asked to see what kind of CL I could get on their card.. Unfortunately I was 19 points (my 681 vs 700 needed) short of getting their Platnium card with a 6.9% rate but did qualify for their Gold Card with a 9.9% rate with a CL of 7K.. Also got approved for the auto/motorcycle loan @ 5% for 72 months... My score will only sho one ding/inquiry and got approved for both... Thanks to the forums for all your help..
Very nice! Congratulations!
@Anonymous wrote:While at my CU inquiring about a auto/motorcycle loan my CSR asked me about my credit cards, what I had, what interest rates etc etc.@ Since they were pulling my credit report for the motorcycle loan I asked to see what kind of CL I could get on their card.. Unfortunately I was 19 points (my 681 vs 700 needed) short of getting their Platnium card with a 6.9% rate but did qualify for their Gold Card with a 9.9% rate with a CL of 7K.. Also got approved for the auto/motorcycle loan @ 5% for 72 months... My score will only sho one ding/inquiry and got approved for both... Thanks to the forums for all your help..
Kinda cool when someone actually acts like they want your business, isn't it?
'Grats on the card and the loan, and on finding what sounds like a good credit source.
Your right hauling, kinda makes you feel wanted.. Thats all the apps for me for awhile, now its time to do some gardening...
BTW they told me to come back in a few months once my credit score recovers and i hit the 700 mark and we'll do the app on their Platnium Card..
Congrats.........CU's are the way to go anymore. They do seem to want your business, and treat us very well.