Late with Chase

[Apinzon2374]

I have the regular Chase Sapphire and my due date was yesterday but I completely forgot to pay (I don't normally let a balance report, but $41 posted on my account and the statement was already generated). They charged me a $25 Late fee but I paid my account in full today.

Aside from the fee, how else can being 1 day late affect me?

This is my 5th statement so I was hoping for a CLI next month on the 6th statement, do you think it could still happen?

Do this affect my credit in any way?

All advise is appreciated, thanks!

[longtime_lurker]

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@Apinzon2374 wrote:

I have the regular Chase Sapphire and my due date was yesterday but I completely forgot to pay (I don't normally let a balance report, but $41 posted on my account and the statement was already generated). They charged me a $25 Late fee but I paid my account in full today.

Aside from the fee, how else can being 1 day late affect me?

This is my 5th statement so I was hoping for a CLI next month on the 6th statement, do you think it could still happen?

Do this affect my credit in any way?

All advise is appreciated, thanks!

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You weren't 30 days late, so nothing in terms of payment history. I'm sure that your internal score dropped with Chase a bit.

Curious, did you try calling a CSR and trying to negiotiate a waiver of the fee? How long has this account been open?

[traveler2005]

Hi

I was one day late, I called and they waived fee.

[Imua]

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@Apinzon2374 wrote:

I have the regular Chase Sapphire and my due date was yesterday but I completely forgot to pay (I don't normally let a balance report, but $41 posted on my account and the statement was already generated). They charged me a $25 Late fee but I paid my account in full today.

Aside from the fee, how else can being 1 day late affect me?

This is my 5th statement so I was hoping for a CLI next month on the 6th statement, do you think it could still happen?

Do this affect my credit in any way?

All advise is appreciated, thanks!

---

i was one day late with a chase payment once

i called right away and they waived the late charge and they didn't raise my APR  (9.74%)

that spurred me to set up auto-pay for the minimum amt due (on all my accts!)

[mrlh1980]

To prevent this from happening again have all your payments due dates sync to the same day. For insistence all 13 of my accounts are due either on the 5, 6 or 7 of each month. But I know to make the payments to all of them on the 3rd of each month. I find it very easy to go down the list and hit pay current balance.