Left the garden for Barclays Arrival

isoldmyatlas · ‎07-14-2013

And just got instantly approved in less than 10 seconds! This is for the one with the 40,000 points after $1000 spend offer that is going on. Not sure what my limit is, will it tell me that when I create my account? Also not too worried if I get the World MC version or not...I already have a Visa Siggy so I don't really care about that part.

I hate on Barclays a lot because they seem to be very finicky with a lot of members here. Nonetheless, I've been toying with the idea of applying for the Arrival for a few days now (first year free, no FTF, I can downgrade to the no annual fee card when the time comes, and rewards that fit my spending profile!), but was worried about being denied for INQs. My TU has 4 INQs - 2 from this year, 1 from 10/2012, and 1 that drops off next month. I have opened 2 accounts in 2013 but one of them was backdated to 2012.

Other than this card, the only future app I have planned is for another AMEX in January or February since I'll likely be closing my green card in September. And that new card will backdate too!

Anyway, I'm bringing my lovely new seedling back to the garden with me. Now to figure out what it's limit is...

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)

myjourney · ‎07-14-2013

@isoldmyatlas wrote:
And just got instantly approved in less than 10 seconds! This is for the one with the 40,000 points after $1000 spend offer that is going on. Not sure what my limit is, will it tell me that when I create my account? Also not too worried if I get the World MC version or not...I already have a Visa Siggy so I don't really care about that part.

I hate on Barclays a lot because they seem to be very finicky with a lot of members here. Nonetheless, I've been toying with the idea of applying for the Arrival for a few days now (first year free, no FTF, I can downgrade to the no annual fee card when the time comes, and rewards that fit my spending profile!), but was worried about being denied for INQs. My TU has 4 INQs - 2 from this year, 1 from 10/2012, and 1 that drops off next month. I have opened 2 accounts in 2013 but one of them was backdated to 2012.

Other than this card, the only future app I have planned is for another AMEX in January or February since I'll likely be closing my green card in September. And that new card will backdate too!

Anyway, I'm bringing my lovely new seedling back to the garden with me. Now to figure out what it's limit is...

Congrats escapee... Oh sorry my bad Lol

Nice score

Well thouhgt out I see

Good card

Great bonus

Bravo now finish your account setup and you should see your limit

BTW get back to the garden with that nice seedling

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

isoldmyatlas · ‎07-14-2013

OK, just got my account set up and my limit is $4000, yay! I was hoping it would be at least $3k so I could use it as my main overseas travel card since my Cap1 limit isn't quite high enough for big trips yet.

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)

myjourney · ‎07-14-2013

@isoldmyatlas wrote:
OK, just got my account set up and my limit is $4000, yay! I was hoping it would be at least $3k so I could use it as my main overseas travel card since my Cap1 limit isn't quite high enough for big trips yet.

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

enharu · ‎07-14-2013

grats!

try calling them tomorrow and ask for 5k

They are sometimes willing to do it without new inquiries.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

isoldmyatlas · ‎07-14-2013

Eh, I don't feel a dying need for the $5k, especially since it'll probably hit that point within a year! From what I understand, they're pretty good about doing SP increases every 6 months. If they had only given me $2k, I would have called to recon that!

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)

enharu · ‎07-14-2013

I told you to ask for 5k because 5k is the minimum CL for the world mastercard tier. With a 4k CL it will be the platinum mastercard.

Let's say your CL becomes >5k after 6-12months. If you currently have a platinum mastercard, it will most likely stay that way even if your CL is >5k. Barclays doesn't really seem to upgrade the card's tiers. People were instead recommended to close the accounts and reapply if they really insist upon it.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

migliogiorni · ‎07-14-2013

congrats

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k

isoldmyatlas · ‎07-14-2013

@enharu wrote:
I told you to ask for 5k because 5k is the minimum CL for the world mastercard tier. With a 4k CL it will be the platinum mastercard.

Let's say your CL becomes >5k after 6-12months. If you currently have a platinum mastercard, it will most likely stay that way even if your CL is >5k. Barclays doesn't really seem to upgrade the card's tiers. People were instead recommended to close the accounts and reapply if they really insist upon it.

I already have a Visa Signature card though, and I believe the benefits of VS > the benefits of WMC, based on what I've read on the boards.

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)

CardsLifeLine · ‎07-14-2013

Any idea which credit bureau hard pull will be hit ... Please let me know as I am planning for this card for quite some time

USBank Cash+(14K)/Penfed Rewards Visa Sigg (25K)/ Penfed Promise card (5K)/ Penfed Amex Travel Rewards card(20K)/AMEX ZYNC (NPSL)/AMEX Startwood(9K)/AMEX COSTCO(5K)/AMEX EVERY DAY (10K)/AMEX HILTON HONOURS (8K)/CHASE FREEDOM(4K)/Chase Salte(12K)/AMEX Fidelity Investments(7.5K)/BOA Better Balance Rewards(5K)/BoA Travel Signature Card (10K)/BoA rewards cards (15K)/AMEX MACYS(6K)/Barclaycard Rewards(3K)/Salie Mea (5K)/DISCOVER IT(7K)/ DCU VISA Platinum Card(7.5K)/PAYPAL MASTER CARD(8K)/GAP(4.5K)/US Bank Flex Rewards (6K)/ Best Buy (4k)/Gymbore Visa card(6K)/ TARGET(600)/CHILDREN PLACE(900)/WALMART DISCOVER(8K)/TOY R US MASTER CARD(8K)/JCP(4K)/KOHLS(400)– Total 31 Cards