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Lending Club WHAT?!

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Creditaddict
Legendary Contributor

Lending Club WHAT?!

You now have to use a differnet e-mail account if you want to check your rate again in the future if you have been delclined... there system will not allow you to apply agian with same e-mail!

"They are working on fixing that"

 

That's an epic fail in software development... stop spamming my email acccount if i can't apply with it agian!!!

Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Lending Club WHAT?!


@Creditaddict wrote:

You now have to use a differnet e-mail account if you want to check your rate again in the future if you have been delclined... there system will not allow you to apply agian with same e-mail!

"They are working on fixing that"

 

That's an epic fail in software development... stop spamming my email acccount if i can't apply with it agian!!!


just type in qwertyuiop@asdfghjkl.zxc and it should work.

Message 2 of 18
Jarnog
Frequent Contributor

Re: Lending Club WHAT?!

Get the same thing when I try again.  They using a pull from Nov 2014.

 

Tried what Nixon said and it came back with an approval LOL.  Course scores have risen but did not think that much Smiley Happy

 

 

Message 3 of 18
lhcole77
Valued Contributor

Re: Lending Club WHAT?!

Sources tell me you can use same email address 30 days after denial

Message 4 of 18
BarryNTexas
Established Contributor

Re: Lending Club WHAT?!

I did the pre-qual last week on Lending Club and Prosper.  Prosper came back with the lowest rate... 6%.   I don't know if they did a soft pull.

 

Anyone have an opinion on either of them being better?

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Message 5 of 18
Creditaddict
Legendary Contributor

Re: Lending Club WHAT?!


@BarryNTexas wrote:

I did the pre-qual last week on Lending Club and Prosper.  Prosper came back with the lowest rate... 6%.   I don't know if they did a soft pull.

 

Anyone have an opinion on either of them being better?


they both do SP... One pulls EX and one TU.

They are practically the same... think they are funded by same bank, just different companies... I happen to invest on Prosper so I like that but lower rate is lower rate!

Message 6 of 18
elim
Senior Contributor

Re: Lending Club WHAT?!


@Creditaddict wrote:

@BarryNTexas wrote:

I did the pre-qual last week on Lending Club and Prosper.  Prosper came back with the lowest rate... 6%.   I don't know if they did a soft pull.

 

Anyone have an opinion on either of them being better?


they both do SP... One pulls EX and one TU.

They are practically the same... think they are funded by same bank, just different companies... I happen to invest on Prosper so I like that but lower rate is lower rate!


  hrmmmm, and i could, lets say... get my EX and TU Fico's once a month via SP from these?

Message 7 of 18
Anonymous
Not applicable

Re: Lending Club WHAT?!

Prosper does an HP after approval, LC does not.
Message 8 of 18
xangoboy
Contributor

Re: Lending Club WHAT?!

LC has been requiring you to use a different account to check your rate for a few months now. I remember having this issue since November. CSR told me that some people have had success checking their rates twic . She said beyond that it won't work and you just need to use a different email account. Kind of silly.
Message 9 of 18
Aarvard
Established Contributor

Re: Lending Club WHAT?!

 I know Prosper is EX 08 and Lending Club is TU 08, but is there any site that uses EQ SP and gives us EQ 08 score?

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 10 of 18
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