Lenovo, Klarna Credit

[Ficosrising]

Went online to Lenovo website, picked out a $500 laptop in my cart and on the checkout page I was offered Klarna financing. Asked for basic info, last 4 of ssn and was instantly approved and provided a virtual credit card number to use complete with expiration date (12/16) and. CVV code. Stated that the virtual card lasts 30 minutes. Was given 12 months @0%. Logged on to klarna site and shows a $1100 limit. Thought it would be a sp since it only asked for last 4 of ssn but HP showed up on Experian 10 minutes later. Data points EX 704 with 3 newer AMEX cards within the last 3 months... hope this helps with some info about Klarna

[CreditCuriosity]

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@Ficosrising wrote:
@Went online to Lenovo website, picked out a $500 laptop in my cart and on the checkout page I was offered Klarna financing. Asked for basic info, last 4 of ssn and was instantly approved and provided a virtual credit card number to use complete with expiration date (12/16) and. CVV code. Stated that the virtual card lasts 30 minutes. Was given 12 months @0%. Logged on to klarna site and shows a $1100 limit. Thought it would be a sp since it only asked for last 4 of ssn but HP showed up on Experian 10 minutes later. Data points EX 704 with 3 newer AMEX cards within the last 3 months... hope this helps with some info about Klarna

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Does help.. Thanks for the info. What was your EXP score if you dont mind sharing

[Ficosrising]

EX fico 8 is 704

[jfriend33]

Apparently the max limit with lenovo preferred is 4200.  Which is what I have.  I would be adding a laptop that totals more than 500 to the cart if it were me either klarna or lenovo.  I think the one I added fall of 2015 was over 3k.