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I do use the $200 airline credit. So it brings the AF too $250 which is not too bad right? If you look at it that way lol. I would go woth the Green but it does not have the airline credit. and the aiport lounges are nice when travelling. Im just a bot confused at the moment. That is all
believe it or not guys, i do get compliments for my AAdvantage Elite card. There is just something about the black and silver MC logo combination....kinda like the Prestige card enharu. But you guys do make great and valid points. You could get same benefits without paying so much. I guess it boils down to what each person prefers.
@enharu wrote:
I honestly don't think the card is elite in any way, unless you are talking about the Morgan Stanley co-branded version for the Amex platinum. That card more likely so, since you do need to open and maintain a MS account to do so, and they are not a bank who service your typical mom and pop.
Then again, all depends on you. If it makes you happy, keep it. There's no right or wrong as long as it's not putting a strain on your finances.
very true...and that is one sweet looking card. Just like the Palladium which is my goal down the road.
@watch44 wrote:Platinum has no FTF. So if you spend a lot (16666 is breakeven point) while traveling outside the country, that alone will offset the AF.
As compared to what? You can use any of a number of free non-FTF cards (many Cap Ones for example) and be ahead again!
I guess you can PC to another Amex card but keep the physical Plat card and carry it around with you for "status"...
True there are no fee cards without the FTF, but OP would first have to get one with an equivalent limit to his NPSL AMEX. It's not a fair comparison imo.
And fwiw plasticcards, I think a Platinum Amex is pretty cool. Most people aren't experts in AMEX underwriting criteria.
@watch44 wrote:True there are no fee cards without the FTF, but OP would first have to get one with an equivalent limit to his NPSL AMEX. It's not a fair comparison imo.
And fwiw plasticcards, I think a Platinum Amex is pretty cool. Most people aren't experts in AMEX underwriting criteria.
The poster used the term breakeven, the point where the "savings" on the FTF outweighed the AF, but as FTF vary from card to card, I wanted to know what the comparison was to. No idea of the effective size of the NPSL, and/or what is really needed: Cards with no-FTF and no AF aren't all that uncommon these days....