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Letter came today from Citibank

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Regular Contributor

Re: Letter came today from Citibank

i also got this letter too, but i think it's baloney. i shopped prequals way back in feb, and just now got a letter about prequals being broken? that makes no sense. and from what i'm seeing, everyone going back to do it again was denied for a second time, except for the one guy that already was approved and still is approved.... so i think that they're just yanking everyones chain months later for anyone that fails a prequal in the off chance that they could now be worthy of a citi card. i haven't gone back to see what mine says, because i'm sure it will just be a big fat no again.


Message 51 of 72
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Senior Contributor

Re: Letter came today from Citibank

I got a couple of these letters.  I haven't tried any prequals with them.   But I do have a secured card with them.

I'd forgotten about this thread when I saw the Citi mailer in my Informed Delivery dash.   I was WAY excited at the prospect of a miracle early graduation (I couldn't think of why else Citi would be bothering me).   Thanks Citi, for the disappointment Smiley Surprised


EQ: 804 | EX: 789 | TU: 787 | Accounts: 2/6 4/12 10/24
Happy practitioner of AZE6or7or8
Message 52 of 72
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New Contributor

Re: Letter came today from Citibank

Awww... I only got 4 letters! Smiley LOL


Message 53 of 72
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Contributor

Re: Letter came today from Citibank


@GApeachy wrote:


THEY ARE CRAAAZY, I just got 7 SEVEN...no lie.  All with a different number on the bottom right.  


I was worried about this letter as I haven't checked the pre qual in a long time with citi but seeing that you got 7 makes me less worried. I actually got 8 of these letters in the mail, a couple days ago.

Message 54 of 72
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Super Contributor

Re: Letter came today from Citibank

How many times a week do you people hit these pre-qual sites?  Im guessing you get one letter for each submit click you've done withn their tme frame



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>04/2020 CCT EX 834 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 55 of 72
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New Contributor

Re: Letter came today from Citibank

Something to note.... Their prequal system may well be broken.  I just reviewed all of the soft pulls from all 3 bureaus and there is NOTHING from Citibank anywhere. *shrug*


Message 56 of 72
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Regular Contributor

Re: Letter came today from Citibank

what are you guys using to check your pulls? you pay for monitoring somewhere or?


Message 57 of 72
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New Contributor

Re: Letter came today from Citibank


@creds wrote:

what are you guys using to check your pulls? you pay for monitoring somewhere or?


I grabbed mine this morning from FreeCreditReport as I hadn't used it in a year. I'm not sure if any of the monitoring services provide them. 


Message 58 of 72
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Super Contributor

Re: Letter came today from Citibank


@creds wrote:

what are you guys using to check your pulls? you pay for monitoring somewhere or?


They only show up on reports ordered directly from the bureaus (not monitoring, actual hard copies like if you get a denial and request a copy), including the free one from annualcredireport.com




01/2019:
04/2020:

Closed: CareCredit $10K, B&H Payboo $7500
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Goal cards: Cash+, Freedom.

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Message 59 of 72
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Super Contributor

Re: Letter came today from Citibank


@freshcredit2 wrote:

@creds wrote:

what are you guys using to check your pulls? you pay for monitoring somewhere or?


I grabbed mine this morning from FreeCreditReport as I hadn't used it in a year. I'm not sure if any of the monitoring services provide them. 


Equifax does.  IMO, its the only redeemable reason for subscibing



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>04/2020 CCT EX 834 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 60 of 72
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