Live in So Cal and need credit non EQ

[Anonymous]

I am buying a house in So Cal and want to pick up some furniture, a TV, and a few odds and ends. Does anyone know who I can go through to get decent credit with TU or EX (both in the high 600's on myfico). Current util is 0%  I keep getting EQ pulled and I have a serious mistake I am fixing on EQ that is killing my EQ score (around 620)

No lates in 12 months

charge offs (2-3) from 2001-2004

2 small collections from 2003

[Anonymous]

try living spaces... its through wells fargo..you can do it on line.(just goggle them)

i really had no credit so to speak and some old little collections dentist etc and last year i got $4000 got some real nice leather couches ($150 a month payment), it was interest free for a year then it would be a CRAZY 25% but I paid it off before then..just a few weeks ago so I'm waiting to see if it helps my fico any  : )

..can't remember my score they were pre fico days when i didn't know anything..but I'm sure my score were nothing impressive! cant remember who they pulled not experian ..but like I said all my scores had to have been pretty bad back then !

good luck  : )

Message Edited by CRASMAKEMEPUKE on 09-18-2008 01:27 AM

[Anonymous]

What's a So Cal?

[haulingthescoreup]

---

@Anonymous wrote:

What's a So Cal?

---

Southern California.

[Anonymous]

Oh. Hip talk. I can dig it.

[Tons_of_Debt]

So Cal = Better than Nor Cal :-D

[Anonymous]

Thanks.  I will check it out.

[haulingthescoreup]

---

@Tons_of_Debt wrote:

So Cal = Better than Nor Cal :-D

---

whoa, I dunno about that, northern California is tons lovelier... (from my dim memories at age 11 or whatever it was)

OK, TJ over, at least on my part --

mickie08, I was under the impression that Experian practically owns California for credit pulls? (and I'm sure that your new home and neighborhood are beautiful! )

[Anonymous]

I live in So Cal and 99 percent of pulls for anything (CC, auto, etc.)  have been on my EX... what I wouldn't give for a TU or EQ pull!

[Anonymous]

im also in so cal and it seems to me the bulk is pulled from EQ only..

walmart

target

chevron

chase freedom

chase mc

macys

lowes

this is just a short list of my current cards that only pulled EQ here in so cal