Local Bank/CU for Your State

[Girlzilla88]

On a seperate topic this was brought up so I thought it might be cool to post on some CU's/local Banks to help people searching for local business/cards (even ones that you have access to if you don't have an actual building you can also add it if you would like just put NFCU Access for example and your state if you don't have the Building to literally go into) if they saw one they haven't heard of or didn't know to search for and we could possibly help that way?!       

I am in Ga and I know we have Ga's Own and NFCU here although I'm sure NF is pretty popular maybe you didn't know Ga had it's own CU?!......Keep it going!

Navy Federal CU-GA

Ga's Own CU-GA

[gdale6]

ID-Idaho Central CU

[UpperNwGuy]

The Navy Federal Credit Union and the Pentagon Federal Credit Union were both founded in Washington DC prior to World War II.  Both entities went through a couple of name changes and moved from DC to Virginia after the war.  Both credit unions are headquartered in the Virginia suburbs of Washington DC and have branches in many states.  I would consider them to be nationwide credit unions rather than local to the DC metro area.

Washington DC, where I live, has a lot of credit unions.  Some serve branches of the DC government, like the DC Teachers FCU.  Others focus on specific neighborhoods, like the Lafayette FCU.  Some serve universities, like the Georgetown University Alumni and Student FCU.  Others serve specific federal agencies, such as the Department of Commerce FCU.  Members of this forum have written about getting credit cards from the NASA FCU, the State Department FCU, and the Andrews FCU.

We used to have local banks, but they've nearly all been absorbed into the major nationwide banks over the past few decades.  I can walk to branches of Chase, Citibank, Bank of America, Wells Fargo, Capital One, TD Bank, PNC Bank, BB&T, SunTrust, etc.

[longtimelurker]

https://www.creditunionsonline.com/search_usa.html

lists CUs by state

[Girlzilla88]

@longtimelurker    LOL Awesome!   Ty for that

[BmoreBull]

I'm in Maryland, so we have SECU of MD. I think it's pretty popular around here. I work for NIH, so they have NIHFCU. So far I've joined Navy, SECU, PenFed, and Andrews FCU. 

[Anonymous]

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@longtimelurker wrote:

https://www.creditunionsonline.com/search_usa.html

lists CUs by state

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Yep I use that site from time to time looking to see if there are any gems with membership loopholes. 

[Anonymous]

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@BmoreBull wrote:

I'm in Maryland, so we have SECU of MD. I think it's pretty popular around here. I work for NIH, so they have NIHFCU. So far I've joined Navy, SECU, PenFed, and Andrews FCU. 

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SECU is the best in the area

Easier approvals, no/minimal POI, open membership; it was apped for by a handful of people here too with most people getting 20k+

[Anonymous]

Colorado CUs aren't really anything special IMO but we have quite a few of them. 

Bellco, Ent, SSFCU, Colorado Credit Union, On Tap (previously Coors CU), Westerra, Premier Members CU, and Canvas are some of our big ones. 

Space Age FCU is one of the few CUs I have seen that has a card that is fixed at the prime rate with no annual fee but they have a really tight fence. I can apparently get through the fence if I use the credit union match website but I don't really have use for another low interest card. 

[UpperNwGuy]

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@BmoreBull wrote:

I'm in Maryland, so we have SECU of MD. I think it's pretty popular around here. I work for NIH, so they have NIHFCU. So far I've joined Navy, SECU, PenFed, and Andrews FCU. 

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Do you have any of the NIHFCU's credit cards?  It appears from their website that their two Visa Signature rewards cards are both excellent.  One has 3% on dining, groceries, and gas, and the other has 3% on groceries, dining, and travel.  But these are described as "enhanced rewards through 2020."  Not sure what that means for 2021.

I also notice that most of their branches are still closed because of COVID-19.  Has that been a problem?  The branch closest to me is in Sibley Hospital, and it's been closed since March.