Looking for Best Balance Transfer Card for a Large Navy Federal Credit Card

[Anonymous]

I am looking for the Best Balance Transfer Card that I can use to transfer about $12,000 from my Navy Federal Platinum Credit Card. I had the Card for about 5 months. My Credit Score for TU is in the 700's EQ is about 675 and EX I don't think they use at all. Also are there any Cards out there that will allow me to do a Balance Transfer for a CLOC as well? I would like to consolidate as much as I can. Please let me know your thoughts.... Thanks everyone!  

[AverageJoesCredit]

Not sure too many BT cards start off with high enough limit to transfer that much. Good bt cards are Slate ,the new one from Boa, Disco, SImplicity , maybe Diamond Prefered. Personal loan might be an option if your score is good enough. Best of luck

[Anonymous]

Thanks Average Joe!!! 

[AverageJoesCredit]

Maybe you can split it onto 2 different cards as well.

[UpperNwGuy]

In 2013, Citi gave me a Simplicity for $13,500.  Two days later I transfered $12,000 from an NFCU card to Simplicity.  Is this what you are looking for?

[Anonymous]

I believe Simplicity has the best BT but they don't usually give out high CL. I was able to do a CLI upon receiving the card via chat. Discover also gave me a good BT offer for no fee and 0% APR for 24 months. 

[LadyJEsq]

Since no one has mentioned it, I would suggest the Barclay Ring. I too was looking for a BT CC, and had to go with the Ring.  I like that they have no BT fee and a promo period of 15mths. I was worried that I wouldn't receive a high enough SL but got $12.500. I don't know where you live, but Barclay generally pulls TU, so since it's your highest CS, they might be the way to go.

[atarvuzdar]

Last year I was approved for Citi DC $15,000 SL with 21 months 0% BT APR offer. Still in that period and taking advantage of it. Have received multiple additional BT offers on it since. I don't think the DC has a new BT offer for new accounts right now but Citi's got a few other cards with the 21 month offer currently.

[Anonymous]

Thank you guys so much! I am going to look into all the Cards you mentioned and will definitely share my outcome. I appreciate you all! 

[AverageJoesCredit]

One question that iwant to ask is say someone needs to transfer that amount, in this case 22k and you get a 15k card, ont the super high utilization really affect your score. I know im carrying a 60% plus bts on 1 card and its hilding down my score i dont even want to think if it was a 80 or 90 percent. This is good to know for those looking to BT to another card.