Looking for Data points on Cap 1 VentureOne Rewards for Good Credit, and Quicksilver® Rewards for G

[VintageMel]

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@coldfusion wrote:

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@quikj9 wrote:

@OmarGB9 Hopefully I can help bridge the gap here. 

If you follow this link you'll notice the "Venture Rewards", "Venture One Rewards" and "Venture One Rewards For Good Credit" listed. The first two have bonuses, an apr range and are recommended for excellent credit. The last option has no bonus, an advertised 26.99% apr and is recommended for good credit. 

It's that last option @VintageMel and the OP are referring to being newly advertised by Capital One. 

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I followed that last link and didn't see a "Venture One For Good Credit" offering either.

It does seem a bit disingenious to me for them to claim a card is for "Good Credit" yet only offer it at the highest APR figure that they extend across any card in their portfolio.

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That's odd, I'm seeing all three of them (Venture, Venture One, and Venture One for Good Credit).  If you're curious here is a link to the specific product page.  Venture One for Good Credit does show an APR range. 

Now that I'm poking around on a desktop it looks like all three of the cards "for Good Credit" show an APR range, but on my phone it just shows the 26.99%.  Strange. 

The "Good Credit" versions still don't offer SUBs or intro APRs either, which furhter backs up your point about it being a bit disingenuous.  Unless they have really loose underwriting standards for these, I think there are other cards available for good credit that would make these look like a joke.

[Brian_Earl_Spilner]

The new tier of cards has been around for a while now. I think the reason we're not seeing datapoints is because people don't realize they were approved for the good version of the cards. Biggest tell, like mentioned upthread, is there are no SUBs and/or BT offers on the new card.

For those not seeing the products:

[VintageMel]

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@Brian_Earl_Spilner wrote:

The new tier of cards has been around for a while now. I think the reason we're not seeing datapoints is because people don't realize they were approved for the good version of the cards. Biggest tell, like mentioned upthread, is there are no SUBs and/or BT offers on the new card.

For those not seeing the products:

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Interesting.  So if a person applies for a Savor One for example, they'll automatically be considered for both tiers?

[Brian_Earl_Spilner]

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@VintageMel wrote:

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@Brian_Earl_Spilner wrote:

The new tier of cards has been around for a while now. I think the reason we're not seeing datapoints is because people don't realize they were approved for the good version of the cards. Biggest tell, like mentioned upthread, is there are no SUBs and/or BT offers on the new card.

For those not seeing the products:

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Interesting.  So if a person applies for a Savor One for example, they'll automatically be considered for both tiers?

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It appears that way. We had a rush of approvals not too long ago where people were confused why they didn't get the SUB and/or BT offers.

[OmarGB9]

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@quikj9 wrote:

@OmarGB9 Hopefully I can help bridge the gap here. 

If you follow this link you'll notice the "Venture Rewards", "Venture One Rewards" and "Venture One Rewards For Good Credit" listed. The first two have bonuses, an apr range and are recommended for excellent credit. The last option has no bonus, an advertised 26.99% apr and is recommended for good credit. 

It's that last option @VintageMel and the OP are referring to being newly advertised by Capital One. 

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On that particular page, I still don't see the "For good credit" version either. Only when I follow @VintageMel's direct link in his/her post following yours do I see what you're talking about, but by itself. On this link you have provided, here is what I see:

Also on VintageMel's direct link, the card appears to have a fixed 26.99% APR.

[quikj9]

@OmarGB9 this is so odd. I wonder why the same page is rendering differently for some of us. 

This is what I get when I follow my link:

[brad0502]

I am 21 months post BK 7. I have had no luck with Discover, or synchrony. I am on track for the 24 months to 700. I just would like to get rid of my credit one card that has been locked down at CL of 1000 for the last 18 months. Discover is still not letting me back in the door. (even a secured card). I had a recent decline from synchrony the only reason given was BK. Both discover and synchrony were IIB. My scores are pretty decent. Currenty TU8 672, EX8 689, and EQ8 685. Also a current decline with PenFed, but recon is in process. Keeping my fingers crossed for PenFed. 

[VintageMel]

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@brad0502 wrote:

I am 21 months post BK 7. I have had no luck with Discover, or synchrony. I am on track for the 24 months to 700. I just would like to get rid of my credit one card that has been locked down at CL of 1000 for the last 18 months. Discover is still not letting me back in the door. (even a secured card). I had a recent decline from synchrony the only reason given was BK. Both discover and synchrony were IIB. My scores are pretty decent. Currenty TU8 672, EX8 689, and EQ8 685. Also a current decline with PenFed, but recon is in process. Keeping my fingers crossed for PenFed. 

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Your scores are pretty decent. It certainly doesn't help your situation that they're not prequalifying for those cards currently.  I did notice that Capital One's description of "Good Credit" includes not having declared bankruptcy in the last 5 years. I honestly have no idea how stringent they are with that, but it might be something to go off of. 

[blindambition]

My screen reader was able to decipher @Brian_Earl_Spilner photo. That extra tier is bonkers!!

[brad0502]

UPDATE... I applied for the savor 1 card. Approved 1000SL