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Looking for MC w/Rewards

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bichonmom
Senior Contributor

Looking for MC w/Rewards

My plan was to app for the USAA MC this spring/summer, since I was denied last year. However, based on a post I've read here, I realized that ltd. members CAN'T get their Rewards CCs. So, I'm now looking for a good MC w/rewards. I want it to be a MC, since I already have Navy's Reward Visa.

 

Any suggestions?

 

Thanks! Smiley Happy

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 1 of 36
35 REPLIES 35
Anonymous
Not applicable

Re: Looking for MC w/Rewards

I, too, am searching for a rewards MC.  I closed my Cap One secured last year (and although it didn't have any rewards, I'm missing a MC in my wallet).  Like you, I was denied a USAA MC when I apped last year so I've been trying to find another card.  However, I'm apping for a mortgage in the next few weeks so I won't be applying for anything until well after I close (and definitely way after it's funded).  I'd just like to know what's available when I do take the pull.  I'll be following this thread and taking notes!

Message 2 of 36
Open123
Super Contributor

Re: Looking for MC w/Rewards

Me too, after ditching BBRZ, I no longer have a MC.

Message 3 of 36
improvingmycredit
Valued Contributor

Re: Looking for MC w/Rewards

Check out this link: Barclays MC
https://www.barclaycardus.com/apply/Landing.action?campaignId=1583&cellNumber=6&referrerid=IMRPPCBR

Good luck!

Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 4 of 36
Mike360
Frequent Contributor

Re: Looking for MC w/Rewards

Chase Freedom has a MasterCard version with same rewards as the Visa version.

Message 5 of 36
Cdnewmanpac
Established Contributor

Re: Looking for MC w/Rewards

Citi has an aadvantage world mc: https://creditcards.citi.com/credit-cards/citi-platinum-select-aadvantage-world-mastercard/. And of course capital one cash rewards (aka the jimmy Fallon card) is an mc.
In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Message 6 of 36
Open123
Super Contributor

Re: Looking for MC w/Rewards


@Cdnewmanpac wrote:
Citi has an aadvantage world mc: https://creditcards.citi.com/credit-cards/citi-platinum-select-aadvantage-world-mastercard/. And of course capital one cash rewards (aka the jimmy Fallon card) is an mc.

The "Jimmy Fallong" card seems pretty good.  Straight 2% rewards, but with a $59 fee.  On the bright side, I can finally get a TU inquiry with CapOne.

Message 7 of 36
Cdnewmanpac
Established Contributor

Re: Looking for MC w/Rewards


@Open123 wrote:

@Cdnewmanpac wrote:
Citi has an aadvantage world mc: https://creditcards.citi.com/credit-cards/citi-platinum-select-aadvantage-world-mastercard/. And of course capital one cash rewards (aka the jimmy Fallon card) is an mc.

The "Jimmy Fallong" card seems pretty good.  Straight 2% rewards, but with a $59 fee.  On the bright side, I can finally get a TU inquiry with CapOne.


The card I was referring to (green "cash rewards" card) has no AF, 1%cash back and a 50%bonus at end of year. Also, zero foreign transaction fees. I'm done applying for at least 6 mos, but my next app will be for that or the citi forward.
In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Message 8 of 36
Open123
Super Contributor

Re: Looking for MC w/Rewards


@Cdnewmanpac wrote:

@Open123 wrote:

@Cdnewmanpac wrote:
Citi has an aadvantage world mc: https://creditcards.citi.com/credit-cards/citi-platinum-select-aadvantage-world-mastercard/. And of course capital one cash rewards (aka the jimmy Fallon card) is an mc.

The "Jimmy Fallong" card seems pretty good.  Straight 2% rewards, but with a $59 fee.  On the bright side, I can finally get a TU inquiry with CapOne.


The card I was referring to (green "cash rewards" card) has no AF, 1%cash back and a 50%bonus at end of year. Also, zero foreign transaction fees. I'm done applying for at least 6 mos, but my next app will be for that or the citi forward.

Ok, I see.  Sorry, I was confused with the green Sparks card.

 

Yeah, this looks to fit the bill.  1.5% with no forex fee and a MC is perfect.  Only downside is the 3 hard pulls, but I think it's worth it.

Message 9 of 36
LTomBerry
Frequent Contributor

Re: Looking for MC w/Rewards

All the above are good suggestions, plus there's BofA. I vote for the Chase Freedom or Sapphire, both of which are available in MC.

 

You're not missing much on the USAA MC, the rewards are craptastic on it anyway. 0.45% up to $5k, 0.85% up to $10k, 1.0% up to $17.5k, 1.25% beyond that. You'd have to spend over $20k/yr to catch up with a 1% card, and they only redeem your cashback once a year.


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

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Message 10 of 36
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