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Hello all, I am looking for a credit card that only pulls Experian. I filled BK in 2013, 1 auto loan 8 months, a Quicksilver 8 months & Barclay 1 month. I live in VA, please help! Thanks in advance
EQ/577, EX/662, TU/652
@msvee32 wrote:Hello all, I am looking for a credit card that only pulls Experian. I filled BK in 2013, 1 auto loan 8 months, a Quicksilver 8 months & Barclay 1 month. I live in VA, please help! Thanks in advance
EQ/577, EX/662, TU/652
American Express only pulls EX. Have you checked their preapproval site to see if you have any? Might have to wait on them though because they generally require a 5 year wait after discharge.
ok, I will ck with the preapproval
What’s holding your EQ score down so low?
@msvee32 wrote:ok, I will ck with the preapproval
Your TU score isn’t that far off. Have you looked at cards that pull that bureau? As a reference, you can Google credit pulls database and use that resource by entering VIrginia as your state and see the various creditors and what they typically pull. Curious, why is your EQ score so much lower?
EQ are the worst with removing accounts. I have 4 accounts that are in dispute with them, they have until Dec 15th. TU an EX have removed
I didn't want to put any more inquires on TU, I have 11. EQ 3 and EX 5
See if your pre-approved for Discover. If so, apply and then garden for 6 months. During this time, try to grow the cards you have with sp cli.
One of the worse things you can do is get trigger happy and app for a ton cards 1) you will be denied for (wasting hp) or 2) get a lot of cards with low limits.
Will do, thanks!
@Justagirl73 wrote:See if your pre-approved for Discover. If so, apply and then garden for 6 months. During this time, try to grow the cards you have with sp cli.
One of the worse things you can do is get trigger happy and app for a ton cards 1) you will be denied for (wasting hp) or 2) get a lot of cards with low limits.
+1000 This is VERY solid advice here...