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Looking for Suggestions -- One or Two more CARDS!!

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Mm587
Regular Contributor

Looking for Suggestions -- One or Two more CARDS!!

I am looking to maybe app for one or two more cards before i settle down for the next 8 months or so.  I have successfully repaird my credit....my scores are TU 700  EQ 704 and EX 683.  Here is my current card situation.  I have two CAP 1 Quick Silver cards...one is two years old with a 1800.00 limit.  The other is only a few months old with a 500 limit.  I am an AU on another Cap 1 card and a Chase Freedom 3500.00  REcently I went on a spree and added JCO 800, Discover IT 5000, Chase Freedom 1500, Citi Simplicity 2000....i was denied AMEX Blue (they used EX 683)  I am looking to add one or two more cards before I stop apping...  BTW my overall usage is only about 4 %.   I would love some ideas as to what may be a good card or two to go after at this time.

 

 

thanks

Message 1 of 5
4 REPLIES 4
Dw4250
Valued Contributor

Re: Looking for Suggestions -- One or Two more CARDS!!

Do you do any traveling?  You are probably in the ballpark for an Arrival +.  They have a great bonus right now and it's 2% on everything (2.2% net).  BOA Travel Rewards is good too if you want to avoid the annual fee.

 

Otherwise, Sallie Mae is my #1 card for groceries (including Target/Walmart) + gas.

Message 2 of 5
MissMoni223
Senior Contributor

Re: Looking for Suggestions -- One or Two more CARDS!!

IMHO you already have a very good lineup of cards.  My suggestion is that you Garden for a while, let your scores rise and inquires fall off and then go again for the AMEX BCE.

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 3 of 5
yudeology101
Senior Contributor

Re: Looking for Suggestions -- One or Two more CARDS!!

Kudos on your successful credit repair journey. 

 

Sallie Mae & Sam's Club MC seems to be very popular on the forum lately, may want to look into these cards.  However, before applying further, figure out what you are looking for in a card and we can help you better.

 

Best wishes.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 4 of 5
09Lexie
Moderator Emerita

Re: Looking for Suggestions -- One or Two more CARDS!!


@Mm587 wrote:

I am looking to maybe app for one or two more cards before i settle down for the next 8 months or so.  I have successfully repaird my credit....my scores are TU 700  EQ 704 and EX 683.  Here is my current card situation.  I have two CAP 1 Quick Silver cards...one is two years old with a 1800.00 limit.  The other is only a few months old with a 500 limit.  I am an AU on another Cap 1 card and a Chase Freedom 3500.00  REcently I went on a spree and added JCO 800, Discover IT 5000, Chase Freedom 1500, Citi Simplicity 2000....i was denied AMEX Blue (they used EX 683)  I am looking to add one or two more cards before I stop apping...  BTW my overall usage is only about 4 %.   I would love some ideas as to what may be a good card or two to go after at this time.

 

 

thanks


How do you plan to use the new cards? Simplicity is a BT cc; are you transferring balances from your Cap1's?

Message 5 of 5
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