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I am looking to maybe app for one or two more cards before i settle down for the next 8 months or so. I have successfully repaird my credit....my scores are TU 700 EQ 704 and EX 683. Here is my current card situation. I have two CAP 1 Quick Silver cards...one is two years old with a 1800.00 limit. The other is only a few months old with a 500 limit. I am an AU on another Cap 1 card and a Chase Freedom 3500.00 REcently I went on a spree and added JCO 800, Discover IT 5000, Chase Freedom 1500, Citi Simplicity 2000....i was denied AMEX Blue (they used EX 683) I am looking to add one or two more cards before I stop apping... BTW my overall usage is only about 4 %. I would love some ideas as to what may be a good card or two to go after at this time.
thanks
Do you do any traveling? You are probably in the ballpark for an Arrival +. They have a great bonus right now and it's 2% on everything (2.2% net). BOA Travel Rewards is good too if you want to avoid the annual fee.
Otherwise, Sallie Mae is my #1 card for groceries (including Target/Walmart) + gas.
IMHO you already have a very good lineup of cards. My suggestion is that you Garden for a while, let your scores rise and inquires fall off and then go again for the AMEX BCE.
Kudos on your successful credit repair journey.
Sallie Mae & Sam's Club MC seems to be very popular on the forum lately, may want to look into these cards. However, before applying further, figure out what you are looking for in a card and we can help you better.
Best wishes.
@Mm587 wrote:I am looking to maybe app for one or two more cards before i settle down for the next 8 months or so. I have successfully repaird my credit....my scores are TU 700 EQ 704 and EX 683. Here is my current card situation. I have two CAP 1 Quick Silver cards...one is two years old with a 1800.00 limit. The other is only a few months old with a 500 limit. I am an AU on another Cap 1 card and a Chase Freedom 3500.00 REcently I went on a spree and added JCO 800, Discover IT 5000, Chase Freedom 1500, Citi Simplicity 2000....i was denied AMEX Blue (they used EX 683) I am looking to add one or two more cards before I stop apping... BTW my overall usage is only about 4 %. I would love some ideas as to what may be a good card or two to go after at this time.
thanks
How do you plan to use the new cards? Simplicity is a BT cc; are you transferring balances from your Cap1's?