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Looking for a GREAT credit card

CaneNation305
Established Member

Looking for a GREAT credit card

Hi everyone!!

 

After months of fixing my credit, I finally reached a good score of high 700's for all 3 credit bureaus. I am looking for a good credit card that is really good. One that has offers good credit line increases, balance transfers or any other perks. If anyone can recommend one based on their own personal experience, I will really appreciate it.

 

Thanks.

Message 1 of 23
22 REPLIES 22
ImTheDevil
Community Leader
Super Contributor

Re: Looking for a GREAT credit card

Given enough time you could see an endorsement for every credit card in existence here. We need to know your spending habits - what your major spend is on - plus whether you’re looking for cash back or points, and an idea of income to make a recommendation. Altitude Reserve is touted highly here but it’s tough to get. CNB Crystal is reputed to be excellent too but requires higher income. A number of Amex and Chase cards are great...if you travel frequently.

And so on ad nauseum.

Give us some lifestyle and income ideas and we can help.


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy cashRewards | Navy Platinum | Apple | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





Message 2 of 23
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: Looking for a GREAT credit card

Can't wait until I can get some top-tier cards




Message 3 of 23
ImTheDevil
Community Leader
Super Contributor

Re: Looking for a GREAT credit card

Time is coming @BES for both of us. Have you looked at any prequals for additional Amex cards?


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy cashRewards | Navy Platinum | Apple | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





Message 4 of 23
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: Looking for a GREAT credit card


@ImTheDevil wrote:
Time is coming @BES for both of us. Have you looked at any prequals for additional Amex cards?

Lmao, I just came from there. I have a feeling they won't pre-approve me until I hit a year, which is next month. 




Message 5 of 23
ImTheDevil
Community Leader
Super Contributor

Re: Looking for a GREAT credit card

Well I’ll be watching for your approval thread Smiley Happy


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy cashRewards | Navy Platinum | Apple | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





Message 6 of 23
wasCB14
Super Contributor

Re: Looking for a GREAT credit card


@CaneNation305 wrote:

Hi everyone!!

 

After months of fixing my credit, I finally reached a good score of high 700's for all 3 credit bureaus. I am looking for a good credit card that is really good. One that has offers good credit line increases, balance transfers or any other perks. If anyone can recommend one based on their own personal experience, I will really appreciate it.

 

Thanks.


Unless a lender's internal records show things not present on your credit report, with scores in the high 700's you may get a healthy starting limit relative to your income. You may find you don't need, or lack the income to merit, significantly more credit than the lender initially extends.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 7 of 23
SEAlifer
Established Contributor

Re: Looking for a GREAT credit card

Need to know what you care most about: travel, cash back, sign up bonus, dining or something else?
AU


Message 8 of 23
SouthJamaica
Super Contributor

Re: Looking for a GREAT credit card


@CaneNation305 wrote:

Hi everyone!!

 

After months of fixing my credit, I finally reached a good score of high 700's for all 3 credit bureaus. I am looking for a good credit card that is really good. One that has offers good credit line increases, balance transfers or any other perks. If anyone can recommend one based on their own personal experience, I will really appreciate it.

 

Thanks.


You need to be more specific about what features would be of value to you.

 

E.g., cash rewards, travel rewards, low interest, low fees, etc.


Total revolving limits 663000 (585000 reporting) FICO 8: EQ 716 TU 742 EX 713

Message 9 of 23
AllZero
Super Contributor

Re: Looking for a GREAT credit card

State which credit card accounts you have so members will not duplicate efforts.
Message 10 of 23
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