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Looking for a good store card.

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TheRealJosh94
New Contributor

Looking for a good store card.

So, I recently got my New Discover it card, but oddly when I got my card and letter I see that they pulled TU at 707. Pretty neat! So my EQ is still at 676, and I wanted to try for one more CC. Now I've been eyeing the Target Redcard (store card), however, what I've been reading some people in the 600's were getting declined. That worries me a little because I'm only 18, and only had Credit for 7 months. Anyone living in Va. What does target pull from? The only Baddies I have are 5 inqs, and I always PIF. On the other hand, I was really looking for any other store cards that are easy to get. I prefer clothing, or electronics i.e.. Bestbuy, h.h. Greg. 

 

Thanks again! 

Current line: Capital One Journey's, $750, Capital One Venture 10k, Discover IT card, $2100 , American Express Gold Card, NPSL, BestBuy Citi Card, $4000, Chase Marriott 7k, Chase sapphire 3k, Citi simplicity 2k, Citi diamond preferred 2.8k.
Age: 20 Credit score: EQ: 760 TU:750 EX:745 Goal: 800 age 25
Message 1 of 10
9 REPLIES 9
Rackham94
Established Contributor

Re: Looking for a good store card.

im 18 too bud got approved for american eagle general electric very easy and good with cli

Message 2 of 10
TheRealJosh94
New Contributor

Re: Looking for a good store card.

Ahh, very nice! I'm almost catching up to you in cards, so far I have journey's and discover lol! What's your CL for American Eagle?

Current line: Capital One Journey's, $750, Capital One Venture 10k, Discover IT card, $2100 , American Express Gold Card, NPSL, BestBuy Citi Card, $4000, Chase Marriott 7k, Chase sapphire 3k, Citi simplicity 2k, Citi diamond preferred 2.8k.
Age: 20 Credit score: EQ: 760 TU:750 EX:745 Goal: 800 age 25
Message 3 of 10
Rackham94
Established Contributor

Re: Looking for a good store card.

Haha I see that funny thing is most of cards are new...

 

Like BRAND NEW..

 

I only had Journey and American Eagle GERB for 9 months.

 

I applied for Journeys the day after my 18th birthday then apped for American Eagle 3 months later. All the rest I got in March xD

 

My CL on my American Eagle was 700 to start with got a SP CLI to 950 recently. 

Message 4 of 10
Rackham94
Established Contributor

Re: Looking for a good store card.


@TheRealJosh94 wrote:

Ahh, very nice! I'm almost catching up to you in cards, so far I have journey's and discover lol! What's your CL for American Eagle?


What is your income? I only got approved for 500 on my Discover Smiley Surprised 

 

/Jealous

Message 5 of 10
TheRealJosh94
New Contributor

Re: Looking for a good store card.

I did the same with my Journey's card too lol kinda weird! But it's nice to see people my age building credit up, and being responsible. As for me, I don't really need X number of credit card's because my saying is: don't bite off more than you can chew. I think 3 or 4 CC's is more than enough for me lol But I'm going to apply to AE, only because they actually have nice clothes there lol 

Current line: Capital One Journey's, $750, Capital One Venture 10k, Discover IT card, $2100 , American Express Gold Card, NPSL, BestBuy Citi Card, $4000, Chase Marriott 7k, Chase sapphire 3k, Citi simplicity 2k, Citi diamond preferred 2.8k.
Age: 20 Credit score: EQ: 760 TU:750 EX:745 Goal: 800 age 25
Message 6 of 10
TheRealJosh94
New Contributor

Re: Looking for a good store card.

I make about 13000/year working Part-time at Target, and going to school full-time. 

Current line: Capital One Journey's, $750, Capital One Venture 10k, Discover IT card, $2100 , American Express Gold Card, NPSL, BestBuy Citi Card, $4000, Chase Marriott 7k, Chase sapphire 3k, Citi simplicity 2k, Citi diamond preferred 2.8k.
Age: 20 Credit score: EQ: 760 TU:750 EX:745 Goal: 800 age 25
Message 7 of 10
MazdaSpeed
Contributor

Re: Looking for a good store card.

I vote Walmart, you'll get the free fico score
fico 747
Message 8 of 10
TheRealJosh94
New Contributor

Re: Looking for a good store card.

Idk, I applied with them in January, and got declined Smiley Sad 

Current line: Capital One Journey's, $750, Capital One Venture 10k, Discover IT card, $2100 , American Express Gold Card, NPSL, BestBuy Citi Card, $4000, Chase Marriott 7k, Chase sapphire 3k, Citi simplicity 2k, Citi diamond preferred 2.8k.
Age: 20 Credit score: EQ: 760 TU:750 EX:745 Goal: 800 age 25
Message 9 of 10
sosabe77
Contributor

Re: Looking for a good store card.

You should apply for the Walmart card.  If you don't qualify for the Discover version, they'll just offer you the Store card.  You get a free monthly TU FICO with either one.

Top 3: Amex BCP 25k - Chase Sapphire 17.5k - PSECU 20K


Starting Score: 714
Current Score: 759
Goal Score: 800

Take the myFICO Fitness Challenge
Message 10 of 10
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