Chase hits my Equifax
Citi hits my Transunion.
Of the two cards - benefits wise (and taking into consideration what you currently have), I would go with the Double Cash. I use my Freedom Unlimited over my DC but that is only because I transfer all the points to my Chase Sapphire.
Is there a specific reason you want the Double Cash?
Synchrony’s PayPal Cashback earns the same 2% but doesn’t have the gimmicky 1% now and 1% later and no FTF. Plus it’s Sync so they are okay with less than stellar credit and the card has a lot of growth potential.
I agree with getting PayPal 2% as it has been great for me. The only issue I have is the rate is basically usury, but don't keep a balance.
Chase only pulled Experian when I applied for the Sapphire Preferred last September. When I got the credit card in the mail, there was included information about my credit score: 779 based on "Card Acquisition Risk Score V2." I'm not sure if this is a FICO Bankcard Score or one that's based on Chase's internal scoring system.