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Looking for best CC for best approval and good for credit building?

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Senior Contributor

Re: Looking for best CC for best approval and good for credit building?


@longtimelurker wrote:

@GApeachy wrote:

@Fico_like_Geico wrote:
. I just dont want a hard inquiry on my credit and drop my score.

To avoid a hp and possibly get a MasterCard you could try the SCT through Comenity bank ie. Ulta (mastercard), Ann Taylor (MC), etc.  Or for one hp with a possible MC from Walmart or Sam's club (Synchrony bank).  


Does SCT still work?   I thought there was a thread showing it doesn't.


yes, but it's iffy.....you have to just try and see if it asks for your last 4 of ss#.  I got 3 since March, although 1 was from Synchrony (QVC) but Ann Taylor, Ulta, Victoria's (I didn't except VS) they all worked, also Good Sam's/Camping World Visa I was also a sct but because I didn't won't the store card and the Visa turned out to not be a definte (csr said it was, but I re-read the fine print) I didn't touch it.

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