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I am debating between applying for a Chase Freedom card or a Citi Diamond Preferred. FICO varies between
701 - 728.
If you have an opinion on which might be best please let me know. Am basically looking for chances for approval
and beginning CL.
Thank you.



@bobkmn wrote:I am debating between applying for a Chase Freedom card or a Citi Diamond Preferred. FICO varies between
701 - 728.
If you have an opinion on which might be best please let me know. Am basically looking for chances for approval
and beginning CL.
Thank you.
You can't go wrong with the Biggest USA Bank which is Chase! Plus Chase has branches everywhere in case you want/need to pop in and make a payment.....and now you have built a relationship with the biggest bank! Car loans, home loans, personal loans, business loans, credit cards.......Chase for the win in my opionion.
$600
$6500
$30k
16k
12k VSiggy
Thanks!



Chase because the rewards on Citi are not very good.
@Creditaddict wrote:Chase because the rewards on Citi are not very good.
Can't go wrong with Chase. Stay away from Citi and their subpar "rewards" program.
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@thelethargicage wrote:
@Creditaddict wrote:Chase because the rewards on Citi are not very good.
Can't go wrong with Chase. Stay away from Citi and their subpar "rewards" program.
And then today I just received an invitation from Chase Slate adding another choice to the mix. Ok I am going to go
with Chase, but now which one? Geez :-)



Definitely Chase Freedom. The rewards and earning points potentilal is way better. Do not get the Slate unless you are looking to balance transfer. It does not earn UR points.



In agreeance with all other posters. Of those three, go with the Freedom.
@Vegas247 wrote:
@bobkmn wrote:I am debating between applying for a Chase Freedom card or a Citi Diamond Preferred. FICO varies between
701 - 728.
If you have an opinion on which might be best please let me know. Am basically looking for chances for approval
and beginning CL.
Thank you.
You can't go wrong with the Biggest USA Bank which is Chase! Plus Chase has branches everywhere in case you want/need to pop in and make a payment.....and now you have built a relationship with the biggest bank! Car loans, home loans, personal loans, business loans, credit cards.......Chase for the win in my opionion.
Not really. My nearest branch is 100 miles way (although there are ATMs at the airport.) This is Boston, not exactly the middle of nowhere!