Looking for suggestion 12 mo 0% + sign on bonus

[CreditFun]

Hi everyone,

looking for a card for my wife with 12 mo 0% and a cash sign on bonus.

looking for someone who consistently offers 12k-15k+ starting line when warranted. No annual fee. 

Experian FICO 770

overall utilization <20%

4 inquiries 

Any suggestions?

Currently has:

-chase freedom

-Amex gold, blue, everyday, cash magnet

-capital 1 quicksilver

-discover it

previously had citi double cash with signup bonus

[Loquat]

Think credit unions. PenFed comes to mind. Also know that the current financial situation has caused some lenders to not be as generous as they once were.

[CreditFun]

*edit

She got a letter from pended with $100 bonus.

What is required to get the 2% cash back vs the 1.5%?

[NoMoreE46]

[Assumption is that you are talking about the PF Cash Rewards.]

You qualify for 2% back if you are a military veteran or if you DD at least $500 monthly into a PF Bank account,

[Bestman79]

BBVA is one that comes to mind for me, $100 statement credit with $$1500 spend in 90 days & 13 months 0% APR, even has a pretty solid prequal tool. They use EXP 9. 

[Loquat]

How old is your first Discover card? May be able to get a second one depending on how long you’ve had the first.

[M_Smart007]

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@Loquat wrote:
Think credit unions. PenFed comes to mind. Also know that the current financial situation has caused some lenders to not be as generous as they once were.

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+1

Penfed is what came to my mind also.

[CreditFun]

Discover card is 10+ years