looking for a card for my wife with 12 mo 0% and a cash sign on bonus.
looking for someone who consistently offers 12k-15k+ starting line when warranted. No annual fee.
Experian FICO 770
overall utilization <20%
-Amex gold, blue, everyday, cash magnet
-capital 1 quicksilver
previously had citi double cash with signup bonus
She got a letter from pended with $100 bonus.
What is required to get the 2% cash back vs the 1.5%?
[Assumption is that you are talking about the PF Cash Rewards.]
You qualify for 2% back if you are a military veteran or if you DD at least $500 monthly into a PF Bank account,
BBVA is one that comes to mind for me, $100 statement credit with $$1500 spend in 90 days & 13 months 0% APR, even has a pretty solid prequal tool. They use EXP 9.
Think credit unions. PenFed comes to mind. Also know that the current financial situation has caused some lenders to not be as generous as they once were.
Penfed is what came to my mind also.