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Hi, I have orchard credit car now looking to get two more secured card to help build my credit can you recommend to for me thanks
I once had a Bank of America secured card that I started with a $300 deposit. After a year of good behavior, the account was upgraded to a regular account and my deposit was returned.
@Anonymous wrote:Hi, I have orchard credit car now looking to get two more secured card to help build my credit can you recommend to for me thanks
Assuming you some negatives on your report, I like Captial One secured card among the major banks, easy to qualify, easy to add to the deposit, and they can add unsecured CL to it.
If you have limited but clean history, any of the major banks are good (BofA, USBank(some are rewards), CITI, WellsFargo)
Credit Unions often have good secured cards.
Since you have an Orchard, 1 secured card should be enough to build your credit. IMO, better to put all your deposit on 1 card than split it among 2.
PNC is great. As long as you don't have any problems with them, they approve. GUARANTEED!!! But there is no advertising the secured product. You MUST stop into a branch with the ca$h (minimum $250, upto $2500 in inc of $50). APR is 18%. Annual fee of $36.
Or try local credit union. I have Coke and NFCU and APR is 15% plus no annual fee so I will keep them for a WHILE!!!