Looking to soft pull increases, hamper chances for Chase/PenFed....

[Gregory1776]

WELL, anyway, I’m looking to get my cards to 10k to 20k(+?), as well as my BCP and Discover. In a year or so from now, or when I get antsy for it, I want to get my PenFed to 15k-18k+ and the same with my Amazon (idk how generous Chase is...but at least 10k).

My income is 30-40k and I was curious if it’s possible to have these kind of high limits on a couple accounts and still get credit limit increases with these two banks (Chase and PenFed) to the 5 digit realm, of course, i won’t be using but 1000 or so every month on various cards (or financing dental/tools), I’m a responsible borrower. 🤓

[Anonymous]

When I had Chase cards, my credit limit was 20,000. So, they were generous. I was approved for that in 2010 though. Don't know if they still are? Citi was 10,000 and BMW card 12,000 and I showed your same income (I was half on books/half off at time). But with history, it can be done.