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Lowe's CLI

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LesWH
Established Contributor

Lowe's CLI

I just went to my Lowe's account and clicked the credit increase button. It went from $6500 to $9500 immediately. That was my first GE increase without calling Credit Solutions! A $3000 increase using the luv button isn't too shabby! Especially since it was a soft pull!

NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 1 of 18
17 REPLIES 17
FinStar
Moderator Emeritus

Re: Lowe's CLI


@LesWH wrote:
I just went to my Lowe's account and clicked the credit increase button. It went from $6500 to $9500 immediately. That was my first GE increase without calling Credit Solutions! A $3000 increase using the luv button isn't too shabby! Especially since it was a soft pull!

Nicely done and very nice bump for sure!  Mine got an auto CLI to $11K just last month I believe.  Comes in handy with upcoming home improvement projects with 0% financing.

Message 2 of 18
KIPPIE12
Established Contributor

Re: Lowe's CLI


@LesWH wrote:
I just went to my Lowe's account and clicked the credit increase button. It went from $6500 to $9500 immediately. That was my first GE increase without calling Credit Solutions! A $3000 increase using the luv button isn't too shabby! Especially since it was a soft pull!

How long have you had the card?

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 3 of 18
09Lexie
Moderator Emerita

Re: Lowe's CLI

Message 4 of 18
ssdc1980
New Contributor

Re: Lowe's CLI

Nice cli. I've had my lowes card for about 7 months and have pressed the luv button twice now. First time was right after 2 months ($500 -$1000) then again last month ($1000 - $5000). Gotta love GE.
Message 5 of 18
rtw
Established Contributor

Re: Lowe's CLI

Congrats! I love GE. I went from 650-5000-8500 on my Lowes and I haven't even had the card for a year yet.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 6 of 18
youngandcreditwrthy
Senior Contributor

Re: Lowe's CLI

Congrats!
Idk what to do with my $12k lowe's. it's been 7 months since I got a cli, but I don't really want a cli on this account.
Should I still try to get one? Maybe to $15k?
I use it for cleaning stuff and pif.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 18
LS2982
Mega Contributor

Re: Lowe's CLI


@LesWH wrote:
I just went to my Lowe's account and clicked the credit increase button. It went from $6500 to $9500 immediately. That was my first GE increase without calling Credit Solutions! A $3000 increase using the luv button isn't too shabby! Especially since it was a soft pull!

CONGRATS!!!! Smiley Happy

 

SP luv is very nice and that is a good CLI!




EQ FICO 548 3/3/16
Message 8 of 18
thom02099
Valued Contributor

Re: Lowe's CLI


@LesWH wrote:
I just went to my Lowe's account and clicked the credit increase button. It went from $6500 to $9500 immediately. That was my first GE increase without calling Credit Solutions! A $3000 increase using the luv button isn't too shabby! Especially since it was a soft pull!

Congrats!!

 

GE/Lowes has been very generous to me.  And if you happen to have one of the other "big box" home improvement cards, such as Home Depot or Ace, you can play one against the other to get even more. 

 

If GE/Lowes gives you a CLI, CALL the other, and let them know that you got $XXXX from Lowes, can they exceed that?  When they do, and they likely will, then at some point later, CALL GE/Lowes to get another CLI, tell them the other gave you $XXXX and see if they will match/exceed.   My guess is this has a finite limit as to how many times you can do it, and in what time frame, but it's worth a shot to get higher limits. 

Message 9 of 18
racer-x
Valued Contributor

Re: Lowe's CLI

Well, son of a gun...just went to my Lowes account, hit the button and bam, $650 to $1650.  

 

I've had the card for 4 months. 

Message 10 of 18
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