Lowering APR on a retail store card.

[samint]

I was afraid the representative wasnt being entirely true with his statement. However, I'll still ask when i complete a little over a year. It cant hurt. unless they raise it

[Creditaddict]

The best way to find out if a company will consider lowering your limit is seeing terms of cards they offer, if they do not have tiers of interest rates on new cards they are most likely a 100% not going to lower your rate unless you are in a financial hardship and here is Banana:

nterest Rates and Interest Charges

	Gap Inc. Visa Card	Gap Inc. Credit Card
Annual Percentage Rate (APR) for Purchases	23.99% This APR will vary with the market based on the Prime Rate.	24.99% This APR will vary with the market based on the Prime Rate.

so lower rates are not an option.