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Lowes CLI

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notmyj
Regular Contributor

Lowes CLI

I applied for the Lowes Consumer card last night. I was instantly approved with a $500 limit. Not very usefull considering I just got a house and need a new riding mower. Hit the CLI button this morning and it was declined. I called in and asked for $2500 limit and it was instantly granted.

 

There is hope if you are given a small limit, and denied the CLI on the account page. Just call in ! lol. Lowes has just become my highest limit card....

BK7 Filed 6/4/18
341 7/13/18
SCORES
7/19/18 Pre Discharge TU 8 572 EX 8 566
Message 1 of 7
6 REPLIES 6
flowfaster
Established Contributor

Re: Lowes CLI

congrats. Do you have a previous relationship with GE?

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Message 2 of 7
Anonymous
Not applicable

Re: Lowes CLI

Congrats! Happy to hear that they gave you a usable CL upon recon. Enjoy the card... DH has one and we both love it.

Message 3 of 7
Anonymous
Not applicable

Re: Lowes CLI

hhhmmmm,, hubby wants riding mower,, whats wife want? new front loading washer and dryer?

Message 4 of 7
CS800
Super Contributor

Re: Lowes CLI


@notmyj wrote:

I applied for the Lowes Consumer card last night. I was instantly approved with a $500 limit. Not very usefull considering I just got a house and need a new riding mower. Hit the CLI button this morning and it was declined. I called in and asked for $2500 limit and it was instantly granted.

 

There is hope if you are given a small limit, and denied the CLI on the account page. Just call in ! lol. Lowes has just become my highest limit card....


Nice !!

 

That's a great CL. Did you ask for the $2500? or did you tell them to give you the highest that they could with your credit profile?




Message 5 of 7
LS2982
Mega Contributor

Re: Lowes CLI


@notmyj wrote:

I applied for the Lowes Consumer card last night. I was instantly approved with a $500 limit. Not very usefull considering I just got a house and need a new riding mower. Hit the CLI button this morning and it was declined. I called in and asked for $2500 limit and it was instantly granted.

 

There is hope if you are given a small limit, and denied the CLI on the account page. Just call in ! lol. Lowes has just become my highest limit card....


Congrats!!! Nice CL!




EQ FICO 548 3/3/16
Message 6 of 7
notmyj
Regular Contributor

Re: Lowes CLI

Well, she would love a new washer and dryer set, but she would rather have a top loader washer with a glass lid. The tractor I want lowes doesnt carry. I want a garden tractor like an old Deere 318 with full hyrdaulics, but I only have half an acre, so I really only need a simple riding mower...

 

I do have a prior relationship with GEMB. I have a walmart card that is about a year old with a $1200 limit and an American Eagle card that is 4 months old with a $150 limit.

 

I was suprised how easy it was to get the CLI. The woman on the phone asked how much I wanted, I said $2500 thinking they would offer 1000 and it would give me time to build a relationship and get another increase just in time to get my new tractor. Now I'm seeing a bigger better tractor in my future. lol

BK7 Filed 6/4/18
341 7/13/18
SCORES
7/19/18 Pre Discharge TU 8 572 EX 8 566
Message 7 of 7
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