Lowes Credit Card Credit Line Max?

[MrCredit]

Do they go up to $10k and thats it? I cannot get my card above $10k to save my life.

[Dustink]

 Does this help... http://ficoforums.myfico.com/t5/Credit-Cards/GEMB-MAXIMUM-CREDIT-LIMIT/td-p/1379973/page/3

[MrCredit]

I called in they told me the card goes no higher than $10k. I did read that forum though. Interesting. I will make another big purchase and see what happens a few months after. It took me less than a year to go from $4k to 10k because of excessive usage. I plan on using it for major renovations in the upcoming months.

[maiden_girl]

I didn't think Lowes went to 10k! That's alot of credit for that store...LOL.

[Dustink]

"lowes max is 10,000.00" -that thread

So I don't think you can go any higher than $10k.

Do you need a limit any higher than $10k with them?

[MrCredit]

Yeah appliances, whole house carpet all that stuff adds up. I always like to have a higher CL just to have the cushion for the ratio sake. So yes I need it and want it!

[MrCredit]

I like it particularly because of the 0% interest for 18 months offers they put out from time to time.

[Anonymous]

Hmm, interesting...

I got a Lowes card in June after buying our house, and it started with a $7,400 limit. Seems like I don't have much farther to go to max out my CL I guess

[youngandcreditwrthy]

Lies!!!!!
I have a $12,000 line... Every cli request, I always say I am wanting a higher CL to maybe do some renovating... Mine was stuck at $8,500 forever though (like 8 mos). I actually only started with $500 in 2009. I don't even own a home or have a mortgage!!! Lol

I paid my statement in full as I always do with them, which was $6.00 hahaah!!! I use it every month or two to buy trash bags, cleaning products, or a random red bull here and there lol

[youngandcreditwrthy]

They have a deal right now btw... Spend $3,500+ and you get 84 mos at 5.99% interest. Not bad if you have a use for it!!!