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Lowest Revolving AMEX Interest Rate

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Allen123
Established Member

Lowest Revolving AMEX Interest Rate

Besides the introductory interest rate offers you can get, what is the lowest fixed interest rate that you know of on a revolving AMEX card? (Blue, Delta, etc)  I'm talking about cards issued by AMEX and not PenFed or any other banks.  I currently have a 11.24% variable rate on a Blue Cash Card, but I've never carried a balance and it was converted from Blue for Students.  

Message 1 of 27
26 REPLIES 26
SnackTrader
Valued Contributor

Re: Lowest Revolving AMEX Interest Rate

I haven't seen a fixed rate revolver from Amex. Fixed rates are very uncommon in the CC world nowadays.

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 2 of 27
Allen123
Established Member

Re: Lowest Revolving AMEX Interest Rate

What about lowest variable?

Message 3 of 27
youngandcreditwrthy
Senior Contributor

Re: Lowest Revolving AMEX Interest Rate

I have 15.24 on Delta Gold, but that's the advertised lowest for that product heh
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 27
youngandcreditwrthy
Senior Contributor

Re: Lowest Revolving AMEX Interest Rate

How long have you had the acct and where did the APR start @allen? My BCE is at 22.24%-.-
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 27
aamex
Frequent Contributor

Re: Lowest Revolving AMEX Interest Rate

If you click on this link

 

https://www304.americanexpress.com/credit-card/compare/25330?linknav=us-CCSG-ProspectNav-ViewAllCard...

 

And scroll to your card it gives you the lowest and the highest ....i.e. BCE is 12.99 to 21.99%.

Wallet: Fidelity Investment Rewards | BOA Travel Rewards | Chase Sapphire Preferred | Discover More
Message 6 of 27
Allen123
Established Member

Re: Lowest Revolving AMEX Interest Rate

Yeah, except I have 11.24 variable which is lower. I currently have a Blue Cash Everyday which was converted from Blue for Students in May (which they no longer offer). I'm just kind of surprised that I have a lower APR which is below what the card currently offers. Surely this means there are others "grandfathered" into lower interest rates as well.
Message 7 of 27
CashOnDelivery
Established Contributor

Re: Lowest Revolving AMEX Interest Rate

I just checked and my BCP is 12.99. That probably explains why I didn't get a letter about my score. I don't remember who, but a poster in the past month stated his APR was 8 or 9%.

2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

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Message 8 of 27
youngandcreditwrthy
Senior Contributor

Re: Lowest Revolving AMEX Interest Rate

Wow... That's low.
I keep getting offers for 12.99 on BCP ugh but mustn't app. Heh lol 22.24 is like usury. Haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 9 of 27
Allen123
Established Member

Re: Lowest Revolving AMEX Interest Rate

Found this thread. Good postings on AMEX APR, another few at 11.24% and one guy at 8% as well. http://ficoforums.myfico.com/t5/Credit-Cards/What-is-your-American-Express-APR/td-p/2324417
Message 10 of 27
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