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Luxury Card

BeeH11
Regular Contributor

Luxury Card

Got an invite in the mail today for the Luxury Card today. MasterCard. Same website as the Black Card (apparently they have a titanium card too). Annual fee is $995! Made w/ 24k gold. I don't ever remember hearing about this card before.
I am not going to apply b/c costs too much and I don't have a use for it. My Chase Sapphire Reserve is much better for my needs but I have to say it boosts my credit ego a bit! I think its pretty cool getting an invite for a card like this.
My credit is where it is today b/c of the myfico community! Thanks guys and gals!
Chase Sapphire Reserve. Chase Freedom Unlimited. Amex Gold. Amex Everyday. Discover It. Capital One QuickSilver. Bloomingdales. Victoria Secret.
Message 1 of 15
14 REPLIES 14
woodyman100
Valued Contributor

Re: Luxury Card

Gold is $995

Black is $450?

Titanium is $195?

i could be off a couple of bucks, but that's how they rank

NFCU-BBVA-Discover-Idaho Central FCU-Capital One-Goldman Sachs (Apple)-Redstone-John Deere-Signature-EECU-BofA-AOD-Chase-Amex-Banco de Popular-Banco Do Brasil-Commerce-Truist-Citi-Synchrony-HSBC-USAA-Amegy-FNBO-Dell-Regions
Message 2 of 15
NRB525
Super Contributor

Re: Luxury Card

Congrats on the mailer, I only see the advertiizing everywhere online Smiley Happy

 

The card was discussed when it was available in the first iteration, two years ago or so. High fees, not impressive redemption options, and it has a quite negative image here. Those who might have one of the cards are not likely to let others know that Smiley Happy

 

But we are always interested in data points, so you've been nominated to get the GOLD CARD and let us know what it is like Smiley Happy

 

The major perk to the GOLD CARD looks like access to the lounge in New York , in the city?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
Message 3 of 15
BeeH11
Regular Contributor

Re: Luxury Card

Perks are: 24/7 concierge, $200 annual airline credit, PriorityPass, luxury gifts, $100 global entry/TSA precheck credit, VIP hotel & travel program (food credits and special rates) and luxury magazine.
This card just doesn't seem worth it to me but whatever floats your boat if some one else likes it's.
I was just excited b/c this is the best card offer I've every gotten unsolicited (I guess you would call it unsolicited).
Chase Sapphire Reserve. Chase Freedom Unlimited. Amex Gold. Amex Everyday. Discover It. Capital One QuickSilver. Bloomingdales. Victoria Secret.
Message 4 of 15
BeeH11
Regular Contributor

Re: Luxury Card

Oh yeah, also has 2x points for airlines & 2% cashback
Chase Sapphire Reserve. Chase Freedom Unlimited. Amex Gold. Amex Everyday. Discover It. Capital One QuickSilver. Bloomingdales. Victoria Secret.
Message 5 of 15
digitek
Established Contributor

Re: Luxury Card

Haha it sounds like all the extra annual fee is for the card actually being 24k gold Smiley Very Happy
Current -
Closed  -
Message 6 of 15
ngamtns706
Contributor

Re: Luxury Card

Do you have to return it if you cancel lol.
Citi DC WEMC: 19,900|Chase CSR: 21,800|Chase FU: 19,700|Chase Ink Cash: 7,000|Capital One QS VS: 8,000|Discover IT: 18,000|AMEX BCE: 10,000|AMEX Hilton Aspire: 20,000|Apple Card 7,0000|Chase Amazon VS: 5,000|USAA Pref Cash Rewards VS: 6,000
Message 7 of 15
Xraygirl
Regular Contributor

Re: Luxury Card

I don't know if the Gold Luxury card is included but I'm pretty sure the annual fee for the Titanium and Black cards are waved if you're active military. That makes these cards a better deal.

Message 8 of 15
sarge12
Valued Contributor

Re: Luxury Card

I also recieved an invitation for this card....995 dollar AF....I'll pass. The perks and awards do not even seem too attractive.

TU fico08=827 01/29/21
EX fico08=819 02/12/21
EQ fico08=835 02/04/21
EX fico09=833 02/03/21
EQ fico bankcard08=856 01/26/21
TU Fico Bankcard 08=853 01/23/21
EQ NG1 fico=802 01/21/21
EQ Resilience index score=59 08/24/20
Unknown score from EX=784 used by Cap1 07/10/20
Message 9 of 15
woodyman100
Valued Contributor

Re: Luxury Card

Barclays nixed the waiving of the AF for the military.
NFCU-BBVA-Discover-Idaho Central FCU-Capital One-Goldman Sachs (Apple)-Redstone-John Deere-Signature-EECU-BofA-AOD-Chase-Amex-Banco de Popular-Banco Do Brasil-Commerce-Truist-Citi-Synchrony-HSBC-USAA-Amegy-FNBO-Dell-Regions
Message 10 of 15
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