I hit the garden for 2 yrs.. is a WAL MART card :*( i've tried for 2 yrs and denied 5 times.
Discharged BK June 2012, first line of credit opened May 2012 before discharged OKAYED by trustee..
Orchard 0/1000
Cap one cash rewards 0/500
Fingerhut 0/400
Navyfcu cash rewards 0/1000
Navyfcu secured nRewards 0/500
Express 0/250
Kays 0/400
EQ - 628 TU - 624
I have been rotating all my cards, I accidently let them all report 0.. I usually keep a small balance on one.. I will let my Navyfcu cash rewards report 10 dollars on the 12th when statements cuts.
I need YOUR HELP MYFICO!!! 
Why Walmart ???
Starting Score: 560
I want Walmart too. My next app will be in store instead of online, apparently it makes a difference.
New goal 675
It's probably a ymmv thing like everything else, but that's what I'm hearing.
With the recent BK, I think it is less likely you'll be approved. The inquiries pose a possible concern as well. BUT, if you are heading to the garden for 2 years, it is worth a shot because when you exit the garden, the inquiry from Walmart will be gone. So I agree that you should give it a try. If applying in store has a higher approval chance, I would do that. Good luck. Let us know how it goes! 
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13!