Macy's AMEX Upgrade - No HP!!

[CS800]

@empty pockets

I just got an upgrade myself. I called the CSR and it seems that I now have the regualr store card and an AMEX.

BUT, when i log on, I only see the AMEX and not the store card.

The CSR said my store card limit was $11K and my AMEX was $0

Did you experience that?

Have you gotten your AMEX card yet?

Here is what I see:

[emptypockets]

My new card showed up today. Had to link it to my online account, which (interestingly enough) now shows 2 pics of the white amex, one listed as a store account and one listed as AMEX. The AMEX shows with 2 lines - apparently purchases in Macy's have a different due date and statement than those made outside of Macy's.

[ernieadiaz]

Has anyone else gotten this to work? I sent a secure message and was told to call in and when I did they said it would be a HP. 

[creditnocash]

hmm tempting. (for january dont worry garden club)

is the year spend go calender year?  i know last year ive spent over 1k. 

also if you spend 1k the first year can you get the black? and if you dont they send you a white one? 

[gen-specific]

so I was contemplating closing my Macy's AMEX card just because of all the horror stories I've heard, and the low limits they give

and I now see that they lowered by AMEX credit limit from 5000 to $500

let me just give them the ax and that'll raise my average age of accounts slightly higher

[FinStar]

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@creditnocash wrote:

hmm tempting. (for january dont worry garden club)

is the year spend go calender year?  i know last year ive spent over 1k. 

also if you spend 1k the first year can you get the black? and if you dont they send you a white one? 

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Minimum (Macy's) spend to qualify for the Preferred (black) level is $1K - less returns and excludes purchases made outside of Macy's if you have the AMEX version.  Thereafter, per calendar year (Jan1-Dec31), minimum annual spend of $1K to maintain the Prefered level.

[FinStar]

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@gen-specific wrote:

so I was contemplating closing my Macy's AMEX card just because of all the horror stories I've heard, and the low limits they give

and I now see that they lowered by AMEX credit limit from 5000 to $500

let me just give them the ax and that'll raise my average age of accounts slightly higher

---

Sorry to hear about the CLD... wonder why they axed the CL on your AMEX.  Do you use it frequently or has anything changed recently on your CR profile?

[score_building]

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@ernieadiaz wrote:

Has anyone else gotten this to work? I sent a secure message and was told to call in and when I did they said it would be a HP. 

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Yes

[score_building]

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@gen-specific wrote:

so I was contemplating closing my Macy's AMEX card just because of all the horror stories I've heard, and the low limits they give

and I now see that they lowered by AMEX credit limit from 5000 to $500

let me just give them the ax and that'll raise my average age of accounts slightly higher

---

Won't really make a difference, since the TL remains on cbr up to 10 years after closure.

[gen-specific]

I don't use it frequently, and I have a real AMEX card with a 30k limit

so fake Macy's AMEX risk department probably got spooked by how much credit I have, and how little they like to extend for any duration.

Macy's card is not worth the time. And seriously, what is a 20% discount on some clothes at Macy's prices when you have 30k limits.