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I opened my Macy's card online as a store card in July 2020 ($500 limit). Between opening and January 2022 I received multiple CLI's tp $10300 limit.
During the first week of March 2022, I had been reading through the forum and noticed all the upgrades; so I went looking to see if I had an offer. I didn't sadly... so I did some research, and decided my scores appeared to be good enough to hold two Macy's cards and attempted to apply for the Amex version of the card.
I received a 7-10 message when I hit submit, and two days later I recieved an email stating my application had been denied for too many inquiries.
To my surprise, this afternoon... I received an email with an upgrade offer!! I clicked the link, it took me to Macy's where it asked me to sign in... as soon as I signed in there was a banner at the bottom of the page telling me I was eligible for the upgrade.
I went ahead and accepted the offer... 25.24% APR which happens to be the same as the store card is/was.
Maybe I was actually rejected the Amex version because I was already in the works for this upgrade (no alerts so far of a HP --- previous reports I've read say it's done with a SP).
Congrats on the Macy's AMEX Upgrade ! Moving this one to the CC approvals board
Congrats on the upgrade!
Congrats on your Macy's Amex Upgrade . . . I guess it is "targeted" . . . still looking for my upgrade!!!
@babygirl1256 wrote:Congrats on your Macy's Amex Upgrade . . . I guess it is "targeted" . . . still looking for my upgrade!!!
Thank you!
Hopefully your invite is just around the corner!
Apparently the effort reaped the outcome that you wanted or the timing was right.
Either way Congratulations!!